Family Balance Sheet

OCTOBER 15, 2021

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. In January of 2020, I was gung-ho about saving for college, however, I had no idea what was about to happen.

College 130

College Used 2020 Saving 130

Family Balance Sheet

OCTOBER 30, 2015

Thursday: The last Thursday of October is always trick or treat night in our neighborhood, so I served up some tasty pasta and sloppy joe leftovers. To save time, I made the oatmeal on Sunday night and it fed all for of us for two mornings. My #1 Simple Tool that Saves Me Hundreds. The sun-dried tomato sauce is divine.

Budgeting 100

Budgeting Budget Daughter Dinner 100

For the Mommas

OCTOBER 21, 2011

1 Year Subscription to Budget Travel Magazine for only $2.99 (for up to 3 years) with coupon code: FORTHEMOMMAS. About Budget Travel: Unlike any other publication, Arthur Frommer’s Budget Travel brings you travel options that most people never know.

Budgeting 60

Budgeting Budget Travel Magazines 60

Family Balance Sheet

OCTOBER 22, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Last year, my October series was 31 Days to Find $1000. Please refer back to the original post for a complete list of daily assignments. Are you short on cash?

Finance 127

Finance Emergency Fund Organic Organization 127

For the Mommas

OCTOBER 1, 2017

Cash Back – The Best Way to Save Money This Holiday Season It’s October and many of us are already starting to think about the upcoming holiday season. We are looking for deals, finding great offers and calculating our budget. One of the ways I make my holiday shopping a little less painful is by […].

Saving Money 45

Saving Money Money Holiday Calculators 45

Marnies Coupon-a-rama

FEBRUARY 18, 2014

Saving money by smart shopping and using frugal ideas. Do a Budget Check Up. It never hurts to do a budget check up. Can you save on insurance costs? We changed our car, renters, and business policies and saved about 1/3rd off our monthly premiums. You might end up saving even more! Marnies Coupon-a-ram-a.

Budgeting 45

Budgeting Budget October December 45

Family Balance Sheet

OCTOBER 16, 2017

October is a big month for me. I met my husband in October. We married in October. Family Balance Sheet , the website, turns 9 in October 2017, but Family Balance Sheet, the spreadsheet, turns 14. My newsletter is packed with weekly budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

OCTOBER 8, 2015

Create a Budget. Take advantage of my free budget excel spreadsheet and when your budget is complete, you’ll know how much you need for your holiday spending. Click here to download my FREE Christmas Gift Spending & Budget excel spreadsheet. How do you save for Christmas spending? top photo credit.

Debt Free 100

Debt Free Debt Christmas Budgeting 100

Prairie Eco-Thrifter

JUNE 27, 2011

Today I wanted to share with you some things I learned while planning my wedding that simplified things and saved us a ton of money. This can be difficult but is sometimes necessary if the cost per guest is going to break your budget. To keep things simple and save money, have your ceremony and reception in the same location.

Wedding 160

Wedding Saving Money Money Hotel 160

Saving Everyday

OCTOBER 29, 2014

Organic Eating On A Budget. From The Wreckage. How To Pick a Pumpkin. Damaged Right Out Of The Box. Ghost In The Bedroom. The Tube Riders. Sweet Potato Cookbook Bible. Getting Along With Each Other. Killing the Beasts. How To Make Healthy Delicious Snacks For Kids.

October 55

October Fantastic Budgeting Budget 55

Cheap Chica's Guide To Style

OCTOBER 20, 2010

Now that’s it’s mid-October, I’m ready for everything and anything that screams “fall”! Today, I’m craving the leather t-shirt (in camel especially!). I recently saw this gorgeous leather top from Maje on Net-A-Porter (I am obsessed!) And don’t forget the accessories- a short, chunky necklace would look great with this neckline!

Budgeting 60

Budgeting Budget Saving New York 60

Family Balance Sheet

OCTOBER 14, 2013

In the month of October, my challenge will be to find $1000. Mondays thru Saturdays in October, I will have ideas to help you find $1000 too. If there is one line item in everyone’s budget that can get out of control it is groceries. How to Save Money at the Apple Orchard. It takes planning! Stop wasting food.

Grocery Spending 113

Grocery Spending Groceries Grocery Finds 113

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Here are five ways that I saved money this month. Related reading: 10 Ways to Save at Giant Food Stores. To save time during the week, I make the salad and chop the fruit on Sunday nights. Marked down meat!

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

OCTOBER 10, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Every month, we transfer this money into a savings account that is connected to our checking account. Budget Financial Freedom Financial Organization'

Finance 100

Finance Property Taxes Organic Organization 100

Family Balance Sheet

OCTOBER 30, 2013

In the month of October, my challenge will be to find $1000. Mondays thru Saturdays in October, I will have ideas to help you find $1000 too. We can slash our budgets to bare bones, but the quickest way to reach our savings goal is to increase our income. What can you do to increase your income?

Finds 113

Finds Part Time Hobby October 113

Saving In Akron

OCTOBER 11, 2011

Wednesday – Budget Travel (1 year), $5.49. October 16, 2011): Take An Extra 15% Off Most Titles when you use code PXSS1016. Here are this week's magazine Deal of the Day codes. Deal of the Day is valid only on date specified through Midnight EST. Tuesday – Nylon (1 year), $3.89. Friday – Flex (1 year), $4.39.

Magazines 124

Magazines Journal October Outdoors 124

Cheap Chica's Guide To Style

DECEMBER 19, 2010

I know firsthand that people have diverse opinions on this textile in particular (remember my post on Lauren Conrad’s white Marchesa dress back in October? Some loved it, others loathed it), but bare with me here for a second. I recently saw Tibi’s Chantal Lace Shorts (pictured above) and I haven’t been able to get them out of my head.

Lingerie 68

Lingerie Clothing and Accessories Budgeting Budget 68

Saving In Akron

OCTOBER 17, 2011

This Week's Specials: One year of Budget Travel for $4.79 October 23, 2011): Take An Extra 15% Off Most Titles when you use code PXSS1023. Sunday – Yoga Journal (1 year), $4.39. with code WKLYSPEC. One year of Yoga International for $4.76 with code WKLYSPEC. One year of Fitness for $3.76 with code WKLYSPEC.

Magazines 113

Magazines Journal October Outdoors 113

Marnies Coupon-a-rama

MARCH 27, 2014

Saving money by smart shopping and using frugal ideas. HOW TO SHOP WITHOUT COUPONS and still save money!! "I note of it) Be sure to rotate food items to save on money so you dont. I have a magnet board on my fridge and I right down the items I am going to need within a month or so, so I can incorrporate it into my budget.

Saving Money 45

Saving Money Money Shopping October 45

Saving In Akron

OCTOBER 24, 2011

This Week's Specials: One year of Budget Travel for $4.79 October 30, 2011): Take An Extra 15% Off Most Titles when you use code PXSS1030. Saturday – Garden & Gun (1 year), $3.89. Sunday – Bridal Guide (1 year), $4.39. with code WKLYSPEC. One year of Camping Life for $4.76 with code WKLYSPEC. with code WKLYSPEC.

Magazines 113

Magazines Journal October Budgeting 113

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We spent the next few years building our savings back up to the level we had prior to 2007. Our emergency fund.

Debt 130

Debt Emergency Fund 2007 2020 130

Saving With Shellie

OCTOBER 2, 2013

Whether you are shopping for groceries, school supplies or clothing, Shellie explains her strategies for making shopping easy and affordable.Join Me Tomorrow in Austin for a Couponing 101 and Savings Workshop! Thursday, October 3rd from 7pm-8:30pm. Shellie will show you how to you can cut back even with budget busters.

Austin 55

Austin Bank Banking Budgeting 55

Saving With Shellie

OCTOBER 3, 2013

Whether you are shopping for groceries, school supplies or clothing, Shellie explains her strategies for making shopping easy and affordable.Join Me for a Couponing 101 and Savings Workshop! Thursday, October 3rd from 7pm-8:30pm. Saving money isn’t about sacrificing quality for price or sacrificing precious time to save a few pennies.

Austin 49

Austin Bank Banking Budgeting 49

Nicoles Nickels

OCTOBER 8, 2011

Wasa Review & Giveaway (ends October 11). Daisy Brand Cottage Cheese Review & Giveaway (ends October 11). Oral Care Review & Giveaway (ends October 11). Downy Unstopables Review & Giveaway (ends October 11). Martha Stewart PetSmart Halloween Costume Review & Giveaway (ends October 11).

Giveaway 45

Giveaway Martha Stewart October Petsmart 45

Cheap Chica's Guide To Style

DECEMBER 18, 2010

I know firsthand that people have diverse opinions on this textile in particular (remember my post on Lauren Conrad’s white Marchesa dress back in October? Some loved it, others loathed it), but bare with me here for a second. I recently saw Tibi’s Chantal Lace Shorts (pictured above) and I haven’t been able to get them out of my head.

Lingerie 40

Lingerie Clothing and Accessories Budgeting Budget 40

Family Balance Sheet

JULY 13, 2016

Making a budget and cutting expenses. If you look at our budget today vs 5 years ago when we started the journey: we have more than doubled our income, and expenses have slightly increased with the babies and some small luxuries. We set our budget and lifestyle at the beginning and it hasn’t changed much even with income doubling.

Debt 100

Debt Debt Free Finds Home 100

Couponing 101

OCTOBER 4, 2012

Starting today (October 4th) and running through Thanksgiving, Totsy will be running a fun promotion called Totsy Toy Thursdays ! This will be a fantastic opportunity to save on some Christmas gifts! Shipping is FREE on orders over $75, so you could pick up several gifts in one swoop and save on shipping.

Credit 81

Credit Giveaway Fantastic Toys 81

Motherhood Moments

JANUARY 14, 2023

Here are five thoughtful Galentine's Day gift ideas your friends will love— that won't break your budget! in October 2022. The Shopmium app originated in France where it remains the #1 grocery savings app used by 20% of households. But don’t break up with this idea just yet! Customized self-care baskets.

Thrifty 100

Thrifty Budgeting Budget Gifts 100

Prairie Eco-Thrifter

JANUARY 15, 2014

We turned many into applesauce, but we also saved them to eat fresh. We picked the last tree in early October, and we’re just now finishing off those apples. The first tree yielded about 90 pounds of apples, but the second tree later in the season gave us a whopping 200 pounds of apples! Get Growing'

Home and Garden 216

Home and Garden Rent Growing Gardening 216

Cheap Chica's Guide To Style

SEPTEMBER 27, 2010

It’s time to accept the inevitable fact: October is almost here, there’s a chill in the air, and it’s time to cope with your cold-weather fate. Need a bag where you can stash all of that money you saved? Say what you will, but we all secretly have a soft spot for cool-weather clothing. We wouldn’t have argued with the $19.50

Old Navy 58

Old Navy Budgeting Budget Clothes 58

Nicoles Nickels

FEBRUARY 18, 2013

My aunt just retired in October and bought a house very close to mine and will be moving from Boston to south Florida in the next couple weeks. I have helped her with a budget after retirement and it’s not easy! But I want it to be team effort and we both have tendencies to not save.

Calculators 71

Calculators Aunt Budgeting Budget 71

Saving Cents With Sense

OCTOBER 6, 2011

With school budgets cuts, teachers are taking matters into their own hands by purchasing their own classroom materials. Annually in October, they host a national event that recognizes and rewards over 1,000 teachers with a total of $1 million in school supplies to help alleviate the financial burden and thank them for their hard work.

Win 86

Win Gift Cards Education October 86

Prairie Eco-Thrifter

FEBRUARY 7, 2012

Monday, October 8. I’m blaming this primarily on budget. How To Save on Vacation Costs. Birthday of Martin Luther King, Jr. Monday, February 20**. President’s Day. Monday, May 28. Memorial Day. Wednesday, July 4. Independence Day. Monday, September 3. Columbus Day. Monday, November 12. Veterans Day. Thursday, November 22.

Vacation 221

Vacation Economical Birthday Fridays 221

Family Balance Sheet

MARCH 15, 2017

In October 2003, I left a career as a department store buyer with a nice paycheck, paid vacation days, 401k match, profit sharing, and health benefits, to pursue a life of self employment with my husband where all of those things are up to us. Health insurance prior to October 2003 for me and my husband was pretty standard for that time.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Saving Cents With Sense

OCTOBER 2, 2015

Happy October! Share this fun,money-saving list with your friends and family. Saturday, October 3rd and Sunday, October 4th. During October, they include meet the author events, Maryellen’s Swingin’ Sock Hop and more. Saturday, October 3rd at 11:00 AM. Saturday, October 3rd from 9 AM to 12 PM.

Family 40

Family Cheap Kids and Family October 40

Nicoles Nickels

AUGUST 4, 2011

Good Housekeeping has been a trusted source of consumer guidance, health updates and parenting advice 125 years, always providing engaging and up-to-date information to keep your house happy and organized while staying on budget. For this deal, you may buy up to 3 Saves but you can only use one code per purchase.

Good Housekeeping 49

Good Housekeeping Lowes ReNew Consumer 49

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. This list needs to be updated and we need to add additional steps of paying off a sudden car note and saving for some other high ticket items. Increase business emergency savings.

Debt 130

Debt Emergency Fund 2019 Debt Free 130