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Budgeting for Life

Prairie Eco-Thrifter

My husband and I live within our means and budget and hope our children will learn from example. Even small children can learn the value of saving , and it’s interesting to learn that small children are often more conservative with their dollars than older children. So, how have you budgeted for life?

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. Part-Time Job.

Christmas 130
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10 Ideas to Find Cash for Christmas

Family Balance Sheet

Before we get to the list, if you haven’t started planning for Christmas, here’s my FREE Christmas Gift & Spending Budget Excel Worksheet to help you get started. In 2013, I had a year long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. Part-Time Job.

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Meet a Reader | Gretchen from Oregon

The Frugal Girl

How did you become interesting in saving money? I can remember quite a few years in college and grad school when my part-time jobs juuuuust barely covered my expenses (and sometimes not even that!) so I just needed to spend money carefully and save if I could. I have always wanted to save money for the future.

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Start Saving Early for Retirement: Tips for Young People Just Starting Out

Prairie Eco-Thrifter

‘The time to start saving for retirement is yesterday’ quipped the financial advisor. The second-best time to start is today! The longer you save for retirement, the more money you will have to retire on, even if the amounts saved are quite small in the beginning. How many years will you be retired?

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Work Harder, Then Work Smarter

Prairie Eco-Thrifter

If the answer is ‘yes’, then you can find more time for a part-time job (because I know you’re watching that television at least once a week). So here’s what you do: turn off the TV (or better yet, sell it), go find a part-time job, and make an additional $500 a month until you get ahead a little.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Now it’s time to FIND THE MONEY! Related Reading: How to Save Money on Groceries.