Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Family Balance Sheet

APRIL 2, 2022

If you haven’t already done so, NOW is the time to start mapping out and budgeting for summer. To help you plan your summer, I have added TWO summer freebies to my subscribers’ only page: a 2022 printable summer calendar and a summer budget spreadsheet. Budget your summer fun! Our Trip to the Shenandoah Valley, VA.

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Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. The rest was our house.

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Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

DECEMBER 27, 2023

To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Personal loan rates typically range from about 6% to 35.99%, though current rates are trending higher. Weddings : Using a personal loan to pay for your wedding can help you stick to a budget.

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Debt Home Improvement Consumer Credit 40

Savings Corner

APRIL 4, 2024

As of late January 2024, home equity loan rates for the benchmark $30,000 loan are averaging just under 9 percent, within a tight range of 8.5 While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. This might make it easier for you to budget for and pay each month.

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Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

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Debt Credit Cards Credit College Tuition 52

Motherhood Moments

FEBRUARY 7, 2023

cities across 26 key metrics, ranging from florists per capita to forecasted precipitation to the cost of a three-course meal for two. Thankfully, people with bad credit are able to improve their credit score over time if they stick to a budget and practice responsible credit use.” Top 20 Places for Valentine’s Day 2023 1.

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