Family Balance Sheet

JANUARY 20, 2017

When we added my grad school loans to our other debts and our regular. strict budget. towards our debt. Little by little, we paid off each loan before moving. towards debt. We committed to using a cash budget, and we talked daily at. loan was paid off and we had that much extra to go towards the second.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 7, 2015

Forget vacation. The temporary sacrifice will pay off in the long run. How often do you and your spouse discuss your finances/budget/spending? We do budget together EVERY SINGLE MONTH. Because each month needs a different budget based on the circumstances you’re currently in. Oh and toilet paper.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JUNE 2, 2016

That meant no vacations, no new clothes, no eating out, nothing. This immediately let me slash a huge amount off my monthly spending – though of course it wasn’t much fun at the time! Spending Audits Not Budgets – This might be a little controversial, but I tried budgeting and kept on failing.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Saving Cents With Sense

DECEMBER 20, 2013

Per household, that’s about $11 a day for a Griswold/“Christmas Vacation”-style over-the-top light show, and about $1.56 Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. Photo by jspad via Flickr.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

AUGUST 5, 2015

My husband has always been the one who has felt the full weight of our debt. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. Was there a particular event?

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Living in Financial Excellence: Why Budgets Fail and How to Create a Successful Budget Many people attempt to do a budget and fail miserably. There are so many different ideas out there about how to do a budget and very little guidance on how to make them work in your life. The angry mob is targeting the wrong street.

October 200

October 2011 Finance Personal Finance 200

Savings Corner

APRIL 4, 2024

Consolidating high-interest debt: If you’ve been struggling to pay off debts with high costs like credit cards, a home equity loan can make a big difference in the amount of interest you’re paying. This might make it easier for you to budget for and pay each month.

Home 52

Home Debt Credit Cards Credit 52

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Write these dreams down on paper.

Emergency Fund 100

Emergency Fund Money Finance Debt 100