Family Balance Sheet

JUNE 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. If you have not done so, complete the Christmas Gift & Spending Budget worksheet.

June 100

June Club Christmas Goals 100

Family Balance Sheet

APRIL 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I''m still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. We have made gift giving a line item in our budget since it can be a budget buster unless it is planned for.

April 100

April Club Christmas Goals 100

Family Balance Sheet

JANUARY 2, 2013

Before the first meeting on January 25th, there's a little bit of prep work to do on your end: Step 1: Create a Christmas Gift Budget. On the budget, list all of your purchases for Christmas 2012 gifts and add up the total. If you're spending was too far out of your comfort zone, make adjustments as you fill in the budget for 2013.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

MARCH 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. It is a big change for us, but I was able to put some of that difference towards our Christmas savings account.

March 100

March Club Christmas Goals 100

Family Balance Sheet

JUNE 25, 2011

It was a great strategy that first month, but I haven't been diligent enough to transfer the money to our savings account. Develop a Christmas gift budget for each person or expense on your list. Add up your budget and starting today, set aside money each month. Thanks for reading. Hit the Restart button.

Christmas 157

Christmas Credit Cards January Budgeting 157

Family Balance Sheet

FEBRUARY 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. I'm closing the account and moving that money to my Christmas Savings account. Thanks for reading.

February 100

February Club Christmas Goals 100

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MARCH 15, 2017

COBRA (an acronym for Consolidated Omnibus Budget Reconciliation Act of 1985) is a law that was passed during the Reagan administration that allows employees to continue their health coverage after leaving employment, but the employee must pay for it. I had no idea how easy health care was for us until I left that corporate job.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Family Balance Sheet

AUGUST 28, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. If you have not done so, complete the Christmas Gift & Spending Budget worksheet.

August 100

August Club Christmas Goals 100

The Frugal Girl

MARCH 4, 2024

Now I wish those dollars had gone into our savings accounts. I track expenses, monitor our budget and handle all of our investments. That’s followed closely by Thankful Thursdays because they always remind me to count my blessings. Mary, thanks so much for joining in! Alan doesn’t share that regret.

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Family Balance Sheet

OCTOBER 13, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. An emergency fund is not a spending account. Create a separate savings account and call it your Emergency Fund. Thanks for supporting Family Balance Sheet.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Family Balance Sheet

JANUARY 20, 2017

strict budget. We committed to using a cash budget, and we talked daily at. 1 – Set a budget. Not only did we write a new budget before the start of. came up that day that made us need to tweak some of our other budget. 2 – Used a cash budget. The accountability. there was anyways.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JUNE 18, 2021

Depending on how organized you are with your money, you may already have an accurate depiction of your budget. Look at your current savings as well. If you do not have enough saved up to cover your expenses for at least one full year, you should carefully funnel your funds into your savings account.

Insurance 100

Insurance Re-use Delivery Service Family 100

Family Balance Sheet

JANUARY 3, 2012

Start a Car Replacement Savings Account. Start College Savings Accounts for our Girls. Our oldest daughter is in Kindergarten and we have not started to save for her higher education. I'm not even sure how much we will need to save. Thanks for reading. This might take us 2 years to achieve.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

MARCH 26, 2021

With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. That emergency fund saved our business, our sanity, and our marriage. Create a separate savings account and call it your Emergency Fund.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

FEBRUARY 9, 2018

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. We had high deductible health plans from 2004 – 2016 and contributed many years to a health savings account. We used those funds to pay for our medical bills in 2017 and that account is now depleted and closed.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

MARCH 4, 2016

It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget. We invest heavily into our retirement accounts and also into our kids’ college savings accounts. However, the absolute most important thing we still do every month – we do a budget. Chris Peach.

Debt 100

Debt Finds Debt Free Television 100

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. Thanks for your consideration. The Skilled Investor , Editor. Insurance and Risk.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

FEBRUARY 11, 2016

With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. That emergency fund saved our business, our sanity, and our marriage. Create a separate savings account and call it your Emergency Fund.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. Become hyper-focused on funding this account. You will be so thankful later.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Coupons Do Work

JUNE 15, 2016

… This is a way to plan your purchases by month for the entire year and a great way to budget and save money! Also, fresh blueberries at this time too, is on sale for $1 to $2 less, thanks to it being summer in South America. and BOGO at some shops such as Publix). Other Items on Sale: Fresh-cut flowers and bikes.

Flowers and Plants 100

Flowers and Plants Cinco De Mayo Buy Buying 100