Family Balance Sheet
DECEMBER 29, 2020
That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. This package is designed to help you organize your finances, create a budget, plan for major purchases, understand your cash flow, and track your net worth.
Savings Corner
DECEMBER 25, 2023
To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. If you want to explore an FHA loan further, use our FHA mortgage calculator for more details.
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Family Balance Sheet
MARCH 9, 2018
I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.
Savings Corner
DECEMBER 27, 2023
Calculate your closing costs What are closing costs? How do you calculate closing costs on a house? The calculator will provide the following: Estimated total costs. If you know the cost for an item, enter it in the calculator to improve the results. Property tax is for your prorated share of yearly property taxes.
Savings Corner
DECEMBER 25, 2023
Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs. And the impact on your budget may seem to be a stretch, particularly in the beginning. Talk to more than one lender.
Family Balance Sheet
JUNE 8, 2018
During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.
Savings Corner
APRIL 4, 2024
Once you’ve zeroed in on your loan amount, run some numbers using a personal loan calculator. Tip: Include fees in your loan amount calculations. You should also check their rates and use them with a personal loan calculator to get the most accurate idea of what your monthly payment will be.
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