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How We Frugal-ed in August 2022

Family Balance Sheet

I cleaned out a large filing cabinet and was stuck with a big box of documents that I didn’t feel comfortable just throwing in the recycle bin. Coincidently, our credit union was offering a free shred day AND free breakfast for participating. This goes back into our medical expenses budget category. FREE Shredding!

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Family Vital Information Binder

Family Balance Sheet

Our Family’s Vital Information Binder: Cover page – The very first page points family members to vital numbers and locations of important documents. Info about where to find our important documents, such as passports, ss cards, birth certs, and our will. Credit cards. The login to my Macbook.

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What Is A Personal Loan?

Savings Corner

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Pros Lower interest rates: Personal loans typically have lower interest rates compared to credit cards, especially if you have a high credit score.

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Personal Loans: Compare Top Lenders, Rates

Savings Corner

Weddings : Using a personal loan to pay for your wedding can help you stick to a budget. It also provides an apples-to-apples comparison across financial products, so you can compare the cost of a personal loan to a credit card, for example. Here’s how to compare personal loans and credit cards.

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Average Personal Loan Interest Rates

Savings Corner

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. You may also be unable to get approved for a personal loan if you have a recent bankruptcy on your credit report or an open collections case. percent as of March 27, 2024. Proof of address.

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12 Awesome Apps To Use With Home Business Taxes

Coupons Do Work

Create budgets. Send receipts and business cards in prepaid envelopes for entry. The business version offers: 500 document scans per month. Credit card processing integration with Stripe. Make checking account, credit card or debit card payment to IRS. iCloud backup. Customize categories.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. HELOC: What is it?

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