Family Balance Sheet

DECEMBER 29, 2020

That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. This package is designed to help you organize your finances, create a budget, plan for major purchases, understand your cash flow, and track your net worth.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Savings Corner

DECEMBER 25, 2023

An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income. Credit profile. Debt and expenses.

Calculators 52

Calculators Debt Insurance Taxes 52

Savings Corner

DECEMBER 24, 2023

Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too. Determine the maximum loan you qualify for.

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

APRIL 4, 2024

Try to boost your credit score ahead of time by paying off credit card balances and avoid applying for new credit accounts. Documents to gather for a personal loan application You’ll need to provide documentation as part of the personal loan approval process to verify the information you provided on your application.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. During that time, I started to budget for everything. Every aspect of our lives was included in our budget. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133