Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

OCTOBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. Read: My Ebates Review. My monthly goal is $100.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

SEPTEMBER 2, 2022

I redeemed credit card points from our business card for a $100 Target gift card and used the gift card on back-to-school necessities. $40 This goes back into our medical expenses budget category. For info, read: My Rakuten Review . Show me the money! Total Found Money in August: $155.52.

August 130

August Frugal Green And Frugal Financial Goals 130

Family Balance Sheet

OCTOBER 15, 2021

Instead, it is my honest review. Instead, it is to share with you my honest review of Upromise, an online cashback portal that partners with major retailers, restaurants, and businesses. Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges.

College 130

College Used 2020 Saving 130

Savings Corner

DECEMBER 27, 2023

Weddings : Using a personal loan to pay for your wedding can help you stick to a budget. It also provides an apples-to-apples comparison across financial products, so you can compare the cost of a personal loan to a credit card, for example. Here’s how to compare personal loans and credit cards.

Debt 40

Debt Home Improvement Consumer Credit 40

Savings Corner

DECEMBER 24, 2023

The article was reviewed, fact-checked and edited by our editorial staff. One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Portions of this article were drafted using an in-house natural language generation platform.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

MAY 25, 2014

Or put yet another trip to Las Vegas on the credit card. Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. My rewards credit cards were feeble, and I didn’t have a plan for using them. However, I wasn’t maximizing my resources.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Each month when they do their budget, they update their chart. Then create a plan to get there.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Savings Corner

FEBRUARY 2, 2024

FULL LIST OF EDITORIAL PICKS: BEST AIRLINE CREDIT CARDS Before applying, confirm details on the issuer’s website. Read our review. supermarkets, making it the rare airline card that’s great for everyday spending. Read our review. Plus, each purchase with the card earns points toward elite status.

Airline 52

Airline Credit Cards Credit February 52

Penny Pinchin' Mom

DECEMBER 17, 2023

This is why you should pay off your high-interest debts like credit cards first. When Your Loan Terms Include Prepayment Penalties Before you decide to pay off the loan early, you should review your loan contract with a fine tooth comb. Hidden in the terms might be clauses with penalties for early repayment.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! We also had four credit cards, two lines of credit, and a car loan. The first thing we did was to review our spending and create a budget. Tell us about you and your family.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 4, 2015

We also continued using debit and credit cards (paid in full multiple times per month) for the convenience of tracking our expenses online. We have never carried credit card debt during our marriage, so we felt comfortable that it wouldn’t be a temptation. As Dave says, We had to live like no one else!

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

MARCH 14, 2011

posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. There are lots of ways you can entertain yourself and your family on a budget.&#. FIRE Getters presents Top 5 Ways To Trim Our Grocery Bills! Here’s how…&#.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

OCTOBER 15, 2011

Sustainable Life Blog: September Monthly Review His review of finances in September. Do you review your finances monthly? Money Reasons: Why I Got An American Express Blue Cash Card MR loves reward credit cards. Read his take on this great rewards card. So what did they do?

October 200

October 2011 Finance Personal Finance 200

Savings Corner

DECEMBER 24, 2023

Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too. Determine the maximum loan you qualify for.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

MARCH 18, 2015

She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. We thankfully have always been good about paying off our credit cards each month. We started making a monthly cash budget and paying with cash instead of credit or debit cards.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Nicoles Nickels

FEBRUARY 7, 2012

I have definitely blogged about prepaid cards before and how I think they can be really great for sticking to a budget as well as for security issues. These cards are best for those who want to really control their spending and keep to a budget. Having a card instead of cash is also safer.

Western Union 45

Western Union Credit Cards Budgeting Budget 45

Savings Corner

FEBRUARY 23, 2024

FEATURED Featured card placement may be affected by compensation agreements with our partners, but these partnerships in no way affect our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.

Building 52

Building Credit Cards Tools Software 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. During that time, I started to budget for everything. Every aspect of our lives was included in our budget. Another way to think of a budget is a spending plan. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. Theres a reason why the average amount of credit card debt per household is $15,956.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

Money 113

Money May 2012 Debt 113

Fashion Without Guilt

APRIL 10, 2013

I thought this would be some great information to share with my fellow frugal fashionistas , seeing that you like to shop on budget. Fashion Without Guilt does not take credit for the article. ). Amazon.com : Read the reviews of some of the products you’re considering buying at Amazon.com. Read a full Ebates review.

Saving Money 79

Saving Money Money Shopping Saving 79

Prairie Eco-Thrifter

JANUARY 26, 2011

By implementing these two things into your shopping, you can drastically reduce your grocery budget for the month. To find other ways to reduce your expenses, take a close look at your checkbook and credit card statements. So have you recently reviewed your expenses? This can save you boatloads of money.

Bills 124

Bills Money Insurance Saving Money 124

Savings Corner

APRIL 4, 2024

Review lender requirements and gather documentation Once you decide on the amount you want to borrow, you need to know what it will take to get approved by a personal loan lender. However, some personal loan lenders will consider other criteria, such as your educational background or employment history, when reviewing your application.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Nicoles Nickels

NOVEMBER 22, 2011

I will definitely continue to use the card because it’s so simple and I don’t have to carry cash but still get the same budgeting tool cash gives me. The American Express Prepaid card is: FREE to get. A GREAT budgeting tool – you can only spend the money you put on the card.

Budgeting 45

Budgeting Budget Tools Money 45

Prairie Eco-Thrifter

OCTOBER 21, 2012

” Jacob from Dwindling Debt asks Do Overdraft Chargers Affect Your Credit. Danielle from Saving Without A Budget shares 5 Smart Investing Tips for 2012. Matt from Budget SNOB presents Personal Finance Advice That Takes Only Minutes To Read, But Will Help For Years To Come. ” J.P. ” J.P.

Personal Finance 219

Personal Finance Finance Debt Money 219

Savings Corner

DECEMBER 27, 2023

Upstart: Best bad credit loans for thin credit Why it made the list: Upstart is known for its advanced underwriting capabilities. The lender looks beyond traditional borrower information like credit and income and reviews alternative data, like education and work history, to qualify borrowers. Fixed, predictable payments.

Credit 52

Credit January Debt Credit Cards 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

To complete the trusts picture make sure you review A Matter of Trusts part 1 and 2! Funancials: Lesser Known Credit Card Perks – Most people are aware of the advantages to using a credit card. Budgeting in the Fun Stuff: The Dollar Challenge – 20?s You are Probably Budgeting Wrong!

November 188

November 2011 Personal Finance Finance 188

Nicoles Nickels

JANUARY 18, 2012

Some of the most common resolutions is to save more money, spend less money, or pay off credit card debt. Other sites like www.comparethemarket.com work to provide you with a comparison on some of your biggest budget items like your home utilities, your home insurance, and your car insurance. Make Them a Habit.

New Year's 40

New Year's Frugal Insurance Budgeting 40

Nicoles Nickels

NOVEMBER 7, 2011

I’ve added money to the card in all3 ways I was able: by charging money on my other American Express card, by debiting it from my bank account and by purchasing a MoneyPak and adding the funds to the card. I used the American Express Prepaid card just as I would have my other credit cards.

Hotel 40

Hotel Budgeting Budget Home and Garden 40

Prairie Eco-Thrifter

JUNE 14, 2012

Have a Budget Firstly, you must know where your money comes from and where in needs to go. This means you must have a budget and that budget must be accurate, complete and absolutely simple and easy to follow. If your current budget is so complicated you never look at it, sit yourself down and simplify it.

Simple 221

Simple Finance Budgeting Budget 221

Nicoles Nickels

OCTOBER 25, 2011

I have been an American Express cardholder for over 10 years and love the flexibility my Amex card gives me and the superb customer service I have always received from Amex. Because you can only spend what is on the card, it is a great budgeting tool. It helps you manage your money. It gives you peace of mind.

Bank 40

Bank Banking Re-use Budgeting 40

Prairie Eco-Thrifter

JANUARY 7, 2015

If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track. Here’s what you can do now to start the year on the right foot with your money: Do a Year End Review. That’s why a year end review is a good idea, financially.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

AUGUST 19, 2012

Credit card debt remains at an all time high; this is the first debt to attack and get under control. Limit your exposure by aggressively attacking your credit card balances, focusing on one at a time. If so, now is the time to review your knowledge, habits and behaviors around money and finances.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Savings Corner

APRIL 4, 2024

But there’s one key difference: You use the cash from the equity you’ve built in your home to repay other non-mortgage debt, like credit card balances. Streamline refinance Caret Down A streamline refinance accelerates the process for borrowers by eliminating some refinance requirements, such as a credit check or appraisal.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

JUNE 18, 2021

Depending on how organized you are with your money, you may already have an accurate depiction of your budget. Look at the last six months of your credit card statements along with your bank statements to review what cuts to make to reduce expenses.

Insurance 100

Insurance Re-use Delivery Service Family 100