Nicoles Nickels

APRIL 1, 2013

I don’t have a daughter but I am a woman and in my line of work as an attorney I deal with primarily women in my practice so I feel like this topic is an important one. Please each your daughters about financial literacy! It’s so important that we act as role models for our daughters and other women in our lives.

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Daughter Finance Women Debt 68

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

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Office Family Finance Kids and Family 130

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free?

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Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. We have a retirement to plan , our daughters’ college to save for, and many places to visit. Home Projects.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. We have two daughters—Maggie, age 8, and Annie, age 5. How much debt did you pay off? What kind of debt was it? Where are you from?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

JUNE 4, 2015

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. We had our daughters later in life and at a crucial time in our lives, I stopped our retirement contribution.

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Goals Debt Renovation Daughter 100

Family Balance Sheet

FEBRUARY 6, 2021

New furniture wasn’t in the budget for this project, but we sold some other unused furniture in November and we now have enough to pay for the new furniture. We received a $300 reimbursement from our Aflac supplemental policy for an injury my daughter sustained at volleyball in the fall. Share your thoughts in the comments.

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Finance January Family 2020 130

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. The extra debt that we took on was beginning to suffocate us, so I sat down and created a step-by-step plan. I created our Debt Freedom Plan and we still follow it today.

Finance 100

Finance Debt August 2013 100

Family Balance Sheet

OCTOBER 15, 2021

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. Since March of 2020, over $1300 has been transferred into my daughters’ 529 College Savings Accounts.

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College Used 2020 Saving 130

Family Balance Sheet

JANUARY 14, 2011

daughter's school was still canceled. She needed and wanted her mama and I realized that I needed to get over my anxiety that nothing was going to get done and just be in the moment comforting my daughter. We had a snow day on Wednesday. And while it was fairly mild compared to last year's Snowpocalypse.my A must read!

Daughter 100

Daughter Debt Personal Finance Finance 100

Family Balance Sheet

JUNE 17, 2018

One thing that I didn’t want to do much of on our date week was COOK, but I didn’t want blow our budget. Some of my finds: Red ladies’ size 9 red Converse for $2.50 – These retail for about $40 and this pair was hardly worn and will fit my oldest daughter. We want to be debt free.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

JANUARY 11, 2016

As the mother of two young daughters I can totally relate to delusional thoughts about fairies as I have been waiting for the cleaning fairy to stop by for years. Currently, we are snowballing our non-mortgage debts, otherwise known as Baby Step 2. This post is sponsored by Chris Hogan and Retire Inspired.

2016 100

2016 Debt Finance Tools 100

Family Balance Sheet

MARCH 11, 2021

T – time-based, tangible, In 2019, we paid off six figures of non-mortgage debts. Related Reading : How We Paid off Six Figures of Debt. Around the time our second daughter was born, I found myself so overwhelmed and distracted that I missed paying the rent for our business office. Update (or create) your Family Balance Sheet.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

AUGUST 11, 2016

I’m busy raising my daughters with my 50-something husband, managing our small business, and writing my blog. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. My father-in-law lined up his grown sons and daughters to chip into a fund, from which he bought stock.

Emergency Fund 184

Emergency Fund Debt Money Father 184

Family Balance Sheet

JANUARY 3, 2012

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. Our oldest daughter is in Kindergarten and we have not started to save for her higher education. Our 2012 Financial Goals. Finish Will. No more excuses. Just get it done! This includes our mortgage and my husband's student loan.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

MARCH 12, 2015

T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. Around the time our second daughter was born, I found myself so overwhelmed and distracted that I missed paying the rent for our business office.

Finance 100

Finance Cleaning Financial Goals Goals 100

The Frugal Girl

NOVEMBER 13, 2023

I’m a long-distance cyclist, a triathlete, a wife, a mother of two, a sister, a daughter, a friend, DIY-er, and a community member! Sunrise with my daughter at Lake Michigan Our son is now 15, and about 25 hours into his private pilot’s license, which he’s funding by earning money working for my father-in-law.

Kids and Family 191

Kids and Family Parenting Cars Car 191

Saving Cents With Sense

JANUARY 1, 2016

My daughter will start kindergarten (remember when I announced my pregnancy ?) – I can’t believe how fast time flies! I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. You’ll then be able to create a budget of what you want to spend.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Family Balance Sheet

JANUARY 17, 2018

We hit our Annual Household Portion (kind of like a deductible) of $10,000 with Medi-Share in 2017 when our daughter had an unexpected medical condition arise that required multiple tests, 3 surgeries, and medication. This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

NOVEMBER 23, 2014

Many years later, one of her daughter’s husbands helped her apply for it – just a few years before her death in her 80’s. We don’t like debt. Airlines (American); trains (Amtrack); car rental (Budget); Cruise lines (Carnival) all offer discounts to veterans. VA Mortgage. Transportation.

Military 162

Military Grandfather Education Los Angeles 162

Prairie Eco-Thrifter

MAY 8, 2011

In fact, my husband and I just revamped our budget so that we can donate to charities even more each month. I did this yeas ago when I was in debt and it made paying off the debt a reality. A post about breaking down your insurance costs and how you can budget for them. They are definitely worth a try.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Family Balance Sheet

MAY 1, 2016

Groceries is the easiest budget category to get out of control, but it is also the easiest budget category to reduce. Instead you’ll have a stocked kitchen, happy bellies, and new habits and strategies for grocery shopping to help you stay within your budget every single month. How much should you budget for the month?

Grocery Spending 100

Grocery Spending Groceries Grocery Budgeting 100

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! I am a single mom who lives in the Greensboro, NC area with my 6 year old daughter, Emme and 9 year old mutt, Belle. I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. Where are you from?

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Debt Free Debt Mom Goals 235

The Frugal Girl

MARCH 4, 2024

Our daughter is 24 and was adopted from Eastern Europe when she was one week short of a year old. He married the love of his life almost two years ago, so now we have a daughter-in-law, too. I track expenses, monitor our budget and handle all of our investments. Our son is 29 and biological. Spreadsheets are my friends.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Saving Everyday

JANUARY 10, 2012

The debt of gratitude that I feel for all of you, most of whom I will never meet, is indescribable. Budget Recipes ” – I love cooking more than I love coupons. I’ll get back to showing you how you CAN feed your family healthy meals on a budget. My daughter will continue her Disney Articles. First, my daughter.

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Money Work Saving Money Daughter 53