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Choose Thrift First Challenge – January Meeting

Family Balance Sheet

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In January, I only ventured into Target because our daughters wanted to go and spend some of their Christmas gift money. Daughter and mommy were both thrilled. Can I make do with something else around my house?

Thrifting 100
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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

I had no problem shopping at a thrift store, avoiding restaurants, and not having cable TV, but I didn’t want to give up camping and watching my daughters’ swim meets. For us, we valued camping and our daughters’ activities. However, there were also things that we didn’t give up.

Debt 130
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Choose Thrift First Challenge – March Meeting

Family Balance Sheet

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. March Update: I did a little shopping in March and it was mostly for our oldest daughter. But I also found success at a thrift store. Can I find what I need at a second hand or thrift store?

Thrifting 100
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Choose Thrift First | February Meeting

Family Balance Sheet

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. Maybe I’m still recovering from the Christmas shopping frenzy, but I had little desire to step into a store. I made one trip to my favorite thrift store during their dollar days sale. February Update.

Thrifting 100
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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. In 2015, the monthly challenge will be Choose Thrift First. Our youngest daughter’s dresser practically disintegrated into pieces over the holiday break.

Thrifting 100
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My Binder System for Organizing Some Important Areas of My Office and My Life

Family Balance Sheet

My financial binder holds my monthly to-do list , my yearly goals, our Family Balance Sheet , our family budget, and our business budget and statistics. I had to chuckle when I saw my training calendar from 2004, the year before our first daughter was born. I wrote "Loser" on June 24 and the funny thing is I remember doing it.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

For many households, their finances and budgets are in limbo. And I was pregnant with our youngest daughter, so what should have been a joyous year was quite a stressful one. Back to the drawing board, so to speak, we reworked our budget and have cut out all non-essential spending to help us get through this current uncertain time.

Debt 130