Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? Where are you from?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. Include anything that you’d like to add to give the reader an idea about your personality. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. In reality, they were driven, focused, and S.M.A.R.T.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

DECEMBER 28, 2016

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. What inspired you to get debt free? Downsizing.

Student 100

Student Debt Debt Free Finds 100

For the Mommas

DECEMBER 19, 2015

Christmas Gifts on a Budget. When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Even on a tight budget, you can purchase gifts that look expensive. Your friends and family will never know that you were on a tight budget. It doesn’t have to be that way though.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Saving With Shellie

JANUARY 5, 2012

This is a free budgeting resource and it is truly fabulous. It only takes a few minutes and by doing this Mint can pull in your balances, purchases and stock trades and give you a complete picture of your finances. You don’t even have to give them your address. To give Mint a try, just sign up HERE.

Budgeting 51

Budgeting Budget Software T-Mobile 51

Prairie Eco-Thrifter

NOVEMBER 2, 2011

Many are seeking loans to help give them short term respite from current money worries. If you’re seeking a debt consolidation loan for existing debts, try to find a provider that can give you a longer repayment period, which will reduce the amount of your monthly repayments. 5 Ways to Reduce Your Debt.

Debt 183

Debt Economical Refinancing Money 183

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. If you identify that you might be heading for financial disaster like I was, we’ll give you strategies to turn things around.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

AUGUST 11, 2014

Specifically how we are planning on dealing with money as a couple and how that differs from how we deal with money as individuals. If we had allowances of say $300/month to save for something or spend, then it would give me $300/month to put away for travel, whereas he could spend his $300 on something he wants or likes to do.

Finance 174

Finance Budgeting Budget Money 174

For the Mommas

NOVEMBER 11, 2013

If you have been around, you know the deal, this is my FIFTH year posting this! . Tis’ the season for everything wonderful – family, blessings from above, baked goods, beautiful decorations, giving presents, blessing others and eating fabulous food til our pants physically hurt (wait, maybe that is just me?). Be prudent.

Holiday 61

Holiday Budgeting Budget Debt 61

Family Balance Sheet

FEBRUARY 20, 2013

Dave Ramsey is a financial coach, best-selling author, and speaker whose message of “cash is king and debt is dumb” is unrelenting. Many years ago, I read his book, The Total Money Makeover: A Proven Plan for Financial Fitness, to help us deal with the shock of going to one income when I left my corporate job. I love that about him.

Money 147

Money Podcasts Debt Finance 147

Prairie Eco-Thrifter

APRIL 18, 2013

Budget First, Plan Later. The worst thing you could possibly do is start your married life with a mountain of debt from having the wedding of your dreams. The most realistic way plan your wedding is to start with a budget that you can afford. That’s certainly true when planning for a wedding on a limited budget.

Wedding 248

Wedding Money Saving Money Budgeting 248

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. There are so many different ideas out there about how to do a budget and very little guidance on how to make them work in your life.

October 200

October 2011 Finance Personal Finance 200

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? I coupon and hunt for deals like a mad woman! I look for coupons and deals that are specific to the brand my family likes, and then I buy in bulk.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free College Finds 100

Savings Corner

FEBRUARY 2, 2024

Discover it® Student Cash Back Our pick for: Bonus cash-back categories that rotate The Discover it® Student Cash Back gives students the same excellent rewards as the regular Discover it® Cash Back — notably, bonus cash back in rotating categories that you must activate. Read our review. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Couponing 101

JULY 26, 2011

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. . *

Saving Money 103

Saving Money Money Kids Debt 103

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. ” Managing Debt. The Skilled Investor , Editor. ” Financial Planning.

Money 133

Money Finance Personal Finance Real Estate 133

For the Mommas

NOVEMBER 5, 2011

While it is a wonderful season, it is also the season of overspending, overbuying and debt. Over the next 6-8 weeks you will see many deals for the holidays on FTM. These deals are different than the freebies and grocery deals you normally see. I don’t want these postings to lead to overspending, overbuying or debt.

Holiday 71

Holiday Shopping Debt Budgeting 71

Prairie Eco-Thrifter

SEPTEMBER 27, 2012

You may want to buy the cheaper ones and those that offer deals. If you are really broke, you may want to keep either the cellphone or the landline phone and give up the other. Taxes Even though, the budget is tight , sad to say, you still need to file your income tax. For the meantime, do not buy by the bulk.

Bills 213

Bills Telephones Money Taxes 213

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

For the Mommas

JANUARY 11, 2011

Shelly from Coupon Teacher gives us some ideas about how we can save our savings. Set up a budget. Once you have a reasonable budget in place, work hard to stick to it. Next I subtract our charitable giving. Stick to your budget, and try to spend even less. Stick to your budget, and try to spend even less.

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

For the Mommas

JULY 27, 2016

Eliminate debt. Credit card debt and high-interest loans are costing you money that you could use in the long-run. Prepare to live on one income by paying down, or paying off, these debts. Compare service providers to get the best deals for the lowest cost. Put off the things you can live without for now.

Baby 40

Baby Debt Credit Cards Phone Service 40

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We have more stable careers, we have no debt (other than our mortgage), and we own a home. This is an awesome resource for me since we are always trying to find the best deal. Wealth Informatics gives us 23 ways we can have fun on a date. Reducing Debt. Canadian Personal Finance Blog talks about old school debt thinking.

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

JANUARY 19, 2011

Allow for change: Just because you got a certain deal a year ago on a phone plan doesn’t mean there isn’t a better deal available now. Companies that offer telephone services, insurance, or internet services will often give you a better plan to keep you as a customer. Plus it stops you from wasting food.

Saving Money 124

Saving Money Money Insurance Bills 124

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? I love Swagbucks and most budget-money-making websites out there will promote Swagbucks because this is an awesome website!

Christmas 153

Christmas Swagbucks Bank Banking 153

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Another way to think of a budget is a spending plan. ” So are you ready to start a budget?

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. You can only cut so much from a budget, so to increase our cash flow, we’ll need to earn extra income by growing our small business and growing my blog. I’ll apply that money to the debt. Save for a camper upgrade.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Savings Corner

DECEMBER 24, 2023

Create a housing budget The purchase price and down payment aren’t the whole picture. Setting a realistic budget for your new home will help inform how much you can afford and what your all-in costs will be. Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

JANUARY 18, 2011

There will always be days or weeks when we fall off the wagon or are tempted to give up all together. Rather than trying to be perfect all of the time, why not make it a goal to work on dealing with those lapses more effectively. Rather than giving up, make it a new habit to stop trying to be perfect and allow for flexibility.

Goals 124

Goals Motivation Work Budgeting 124

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. If your budget is tight, you can still use the sinking fund principle by adding just a couple dollars to each account from each paycheck.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Saving Cents With Sense

NOVEMBER 9, 2011

It is an exciting day because deals will be HOT, prices will be low, crowds will be swarming, and the holiday spirit will abound. BUT it can also be a frustrating experience if you aren’t prepared, so I wanted to give you a few tips to maximize your savings, and keep your sanity. Prepare in Advance. What items are you getting?

Fridays 87

Fridays Shopping Thanksgiving Debt 87

Savings Corner

APRIL 4, 2024

This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Debt consolidation refinance Caret Down Like cash-out refinances, debt consolidation refinances give you cash. Store copies of your closing paperwork in a safe place.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Saving Cents With Sense

NOVEMBER 5, 2013

It is an exciting day because deals will be HOT, prices will be low, crowds will be swarming, and the holiday spirit will abound. BUT it can also be a frustrating experience if you aren’t prepared, so I wanted to give you a few tips for shopping Black Friday to maximize your savings, and keep your sanity.

Fridays 75

Fridays Shopping Thanksgiving Holiday 75

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Part of it due to the Dodd-Frank Financial Reform Act, but I also give a lot of credit to the jingles of Freecreditreport.com. Funancials : Should I Cancel My Credit Card?

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220