Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

MAY 16, 2013

We are definitely looking forward to a long weekend. Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? How to Get Out of Unemployment posted at Debt Free Blog. Think Again.

Fridays 187

Fridays Debt Unemployment Rent 187

Prairie Eco-Thrifter

JULY 11, 2013

I am definitely noticing I don’t seem to have the same stamina I did when I was younger. Before you get caught up in trying to throw and over the top party, check out Mr.CBB’s tips to spend less and have a kid’s birthday parties on a budget at Canadian Budget Binder. This course is taking a lot out of me.

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. Cutting cable is definitely a big step, but it you’re ready to take the leap, find out How We Watch Great TV Without Cable. We want to have our cake and eat it too.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

FEBRUARY 14, 2013

I have definitely been falling behind on all of these fronts. There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re struggling to stay afloat with your finances, Grayson at Debt Roundup highlights how the first step to recovery is to admit you don’t have a budget.

Debt 171

Debt Fridays Finance Re-use 171

Prairie Eco-Thrifter

APRIL 18, 2013

Budget First, Plan Later. The worst thing you could possibly do is start your married life with a mountain of debt from having the wedding of your dreams. The most realistic way plan your wedding is to start with a budget that you can afford. That’s certainly true when planning for a wedding on a limited budget.

Wedding 248

Wedding Money Saving Money Budgeting 248

Prairie Eco-Thrifter

FEBRUARY 28, 2013

I have been burning the candle and more than two ends these days and the rest is definitely a requirement to my self sustainability. I have lots to get done beforehand so I am not exactly counting the days until we leave, but the thought of chilling out is definitely on my mind. I cannot wait, as you can imagine.

Fridays 170

Fridays Student Debt Credit Cards 170

Prairie Eco-Thrifter

NOVEMBER 2, 2011

If you’re seeking a debt consolidation loan for existing debts, try to find a provider that can give you a longer repayment period, which will reduce the amount of your monthly repayments. In the current climate this type of loan requires incredibly careful consideration and accurate budgeting before you sign any agreement.

Debt 183

Debt Economical Refinancing Money 183

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

Debt 52

Debt Credit Money Mom 52

Prairie Eco-Thrifter

APRIL 14, 2013

Master the Art of Budgeting. Budgeting is simply spending just within your means. Spending more than you can afford will definitely put you either in grave debt, or it can even make you bankrupt at some point. Who Needs a Budget? Here are five simple steps to achieve frugal living. I’m Doing OK! Money Tips'

Money 273

Money Cable Service Budgeting Budget 273

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

MARCH 11, 2021

T – time-based, tangible, In 2019, we paid off six figures of non-mortgage debts. Related Reading : How We Paid off Six Figures of Debt. Tasks might be as simple as ‘reconciling’ or more complex like ‘paying the office payroll taxes’ and at that time, I definitely added ‘Pay Rent’ to that first list.

Finance 130

Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

OCTOBER 13, 2013

My entertainment budget is not very big, because my “fun” happens to be reading, writing, and spending time with family. It’s fair game if you aren’t going into debt over it and if you are still able to put money aside for emergencies, retirement, and to meet your goals. Luckily, none of these hobbies tend to cost very much.

Money 184

Money Cars Car Laptops 184

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? How much of your salary should you save? And what do you need to do each month? What about when your bills are simply pulling you under? So, what do you do?

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

SEPTEMBER 27, 2012

Daily Essentials Toiletries like toothpaste, shampoo, soap and the like are definitely important necessities that you need to prioritize. Taxes Even though, the budget is tight , sad to say, you still need to file your income tax. Basic Necessities Food Whether you are well-off or tight on cash, you still need to eat.

Bills 213

Bills Telephones Money Taxes 213

Family Balance Sheet

JANUARY 3, 2012

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. My husband and I have some ideas about how much we want to contribute and we definitely need to devise a game plan this year. Our 2012 Financial Goals. Finish Will. No more excuses. Just get it done! Review our Retirement.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt. ” Jacob from Dwindling Debt asks Do Overdraft Chargers Affect Your Credit. I am a big believer in communicating.

Personal Finance 219

Personal Finance Finance Debt Money 219

Saving With Shellie

NOVEMBER 14, 2012

Well, you will definitely want to join us right now for the Holiday Party Style Live Chat. We’ll be dishing on the holiday party season, what we like to wear to holiday soirees and how to sparkle on a budget! I told you last month that I am a community leader in the Ebates Savvy Living Community. Make sure you join us !

Kansas City 45

Kansas City Prizes Holiday Kansas 45

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Groceries is the easiest budget category to overspend.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. ” Managing Debt. Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

OCTOBER 30, 2013

We can slash our budgets to bare bones, but the quickest way to reach our savings goal is to increase our income. Dave Ramsey is famous for telling his listeners to start delivering pizzas to claw their way out of debt. If this is an option, definitely seek counsel to help you write up an agreement and to find out your local laws.

Finds 113

Finds Part Time Hobby October 113

Nicoles Nickels

MAY 4, 2011

Almost every day I’ve followed a link from the newsletter to an interesting and informative article about things like building savings, building and sticking to a budget, understanding the stock market, and the like. Understand and manage debt. Get beauty tricks for any budget! Learn tips to help you build your wealth.

Building 45

Building Debt Budgeting Budget 45

Prairie Eco-Thrifter

FEBRUARY 11, 2011

Frugal Dad reminds us that the war on debt starts at home and until we make changes there, we are never going to win the battle. My money habits have definitely changed over the years. Financial Highway tells us how we can beat inflation with our food budget. Reducing Debt. Where are you at? Sounds awesome to me.

February 113

February Finance Personal Finance Money 113

Family Balance Sheet

MARCH 12, 2015

T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. And I definitely added ‘Pay Rent’ on the list. Are they: S – specific. M – measurable. A – achievable and agreed upon. R – realistic. photo credit.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We have more stable careers, we have no debt (other than our mortgage), and we own a home. Reducing Debt. Frugal Dad shares with us 10 Side Hustles that we can use to pay off our debt. Financial Highway tells us how he paid off $50,000 of credit card debt. I think I would have to agree, no debt is good debt.

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

JANUARY 18, 2011

We may have hidden fears within us about paying off our debt, saving more money, getting in shape, or eating better. For example, this can apply to budgeting. Everyone has different goals in their life so how each person budgets their money is going to look different. Make your own list of rules. Is it a chore?

Goals 124

Goals Motivation Work Budgeting 124

The Frugal Girl

NOVEMBER 13, 2023

One of the moves we made, out to Seattle, the only way we could make our budget work AND have me be home with our young kids, was to not own a vehicle at all. I’m not – I’m more of a spender, and struggled with budgeting as a young adult. We made a lot of Steak Diane that night.) We lived for 2.5 Yes to both!

Kids and Family 191

Kids and Family Parenting Cars Car 191

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

JUNE 20, 2012

Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. How much of your income would be used to pay down your house-related debts? What Can You Afford? What Is an Affordable Mortgage?

Money 186

Money Home Debt Buy 186

Prairie Eco-Thrifter

MAY 8, 2011

He definitely gives you something to think about. In fact, my husband and I just revamped our budget so that we can donate to charities even more each month. They are definitely worth a try. I did this yeas ago when I was in debt and it made paying off the debt a reality. t Paydown Your Credit Cards.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. What inspired you to get debt free? The inspiration to pay off my debt was watching my grandmother balance her checkbook.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

OCTOBER 11, 2012

It can be so easy to run up thousands of dollars in debt just by using that credit card. Debt and an uncontrollable spending habit is probably the most common issue that causes fights between couples. Most people will not see eye to eye when it comes to how much credit card debt is acceptable. Nagging About Spending.

Debt 222

Debt Credit Cards Money Credit 222

Prairie Eco-Thrifter

JANUARY 22, 2013

So, if you’re someone who is contemplating having a child, it is definitely a responsible question to ask yourself “Am I financially ready to have kids?” ” Before you answer, here are five other questions to ponder that will help to provide you with the clarity that you seek: How Much Debt Do I Have? .

Kids 222

Kids College Tuition Birth Control Insurance 222

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. Just how much money did that save me?

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220