Family Balance Sheet

JANUARY 20, 2023

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. <<— Once we paid off our non-mortgage debts in 2019, we started saving some of the debt snowball money for college savings. A few of our debt payoff trackers.

Financial Goals 130

Financial Goals Goals Debt College 130

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. One of the fastest growing types of business is the consignment store.

Saving Money 221

Saving Money Money Budgeting Budget 221

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

Office 130

Office Family Finance Kids and Family 130

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. Apply any Found Money to Debt. I’ll apply that money to the debt. 2016 will be THE year. Home Projects.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. She writes at Growing Slower. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Read more about Shannon’s debt free journey.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. I’ve always been a total brown thumb but I am determined to finally figure out how to grow things. How much debt did you pay off? Stop eating out.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Our balance sheet is starting to reflect all of the hard work we have done over the last 5 years to reduce out non-mortgage and business debts, so I added a few calculations that were missing in the past.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

JULY 30, 2012

Create a Budget You have to have a budget to know where your money comes from and where it has to go to. A budget is like a personal financial plan; without it, you are unfortunately doomed to financial hassles, unless you have so much money, it doesn’t matter what you spend! Eliminate Debt Everyone has debts.

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. How much debt did you pay off? What kind of debt was it? It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. What inspired you to get debt free?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Despite having a strict family budget , some members of my beautiful family still try to find sneaky ways to spend more than is allocated to them at any given time. Of course, budgeting isn’t all about sucking the fun out of everyone’s existence and putting family life on hold. Do you see that total figure?

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . I was contributing hundreds of dollars each month to it, and now I could add that back into my savings plan or budget. Pay Down Debt.

Emergency Fund 200

Emergency Fund Debt Goals Money 200

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. The extra debt that we took on was beginning to suffocate us, so I sat down and created a step-by-step plan. I created our Debt Freedom Plan and we still follow it today.

Finance 100

Finance Debt August 2013 100

Prairie Eco-Thrifter

FEBRUARY 14, 2013

The blog is suffering, time with the hubby is lacking, my to do list at home is growing exponentially, and the board I am on is also keeping me hopping. Student Debt Survivor’s post about combining finances is a must-read for anyone who’s considering taking their relationship to the next level.

Debt 171

Debt Fridays Finance Re-use 171

Family Balance Sheet

JUNE 4, 2015

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

FEBRUARY 20, 2013

Dave Ramsey is a financial coach, best-selling author, and speaker whose message of “cash is king and debt is dumb” is unrelenting. The book is designed to help you design a plan for paying off your debts and saving for a secure future. It is also full of the inspiring testimonies of ordinary people who have become debt-free.

Money 147

Money Podcasts Debt Finance 147

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

Debt 52

Debt Credit Money Mom 52

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JANUARY 26, 2011

I work a budget around what comes in, what we spend and what I would like to spend, hopefully leaving some leftover to devote to more debt reduction or savings. Unfortunately money doesn't just grow on trees for us to use to reduce our debts or increase our savings. We have around 20 categories.

Debt 147

Debt Renovation Leftovers Software 147

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

AUGUST 22, 2011

Everything Finance shares with us his success in growing his own veggies at Retire by 40. Debt Eye tells us how to eliminate the paper trail at Little House in the Valley. Little House in the Valley shares how going car-lite can save money at Debt Eye. Free Money Wisdom shares why we should avoid country funds at 60K Project.

Swap 133

Swap Personal Finance Finance Debt 133

Family Balance Sheet

OCTOBER 12, 2018

What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. This month at Family Budgeters Unite! , This money went into our regular checking account, but I’d like to start directing it towards our debt. I find the routine keeps me in check. from Ebates.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

OCTOBER 13, 2013

My entertainment budget is not very big, because my “fun” happens to be reading, writing, and spending time with family. It’s fair game if you aren’t going into debt over it and if you are still able to put money aside for emergencies, retirement, and to meet your goals. Growing up, we always had a hot tub.

Money 184

Money Cars Car Laptops 184

Savings Corner

DECEMBER 23, 2023

In addition to a death benefit, permanent life insurance policies also have a cash value component that grows over time. Consider factors such as outstanding debts, ongoing expenses and the financial needs of your dependents. Why Switch to Permanent Life Insurance?

Life Insurance 52

Life Insurance Insurance College Tuition Fitness 52

Family Balance Sheet

JUNE 17, 2018

One thing that I didn’t want to do much of on our date week was COOK, but I didn’t want blow our budget. I also had a large vertical trellis for growing squash, cantaloupe, and watermelons. Over on my private Facebook group, Family Budgeters Unite! , We want to be debt free.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? You’ll grow your nest egg faster this way, and you’ll condition yourself to be a bit more frugal. How much of your salary should you save?

Saving Money 52

Saving Money Money Saving Bills 52

Savings Corner

DECEMBER 25, 2023

Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs. And the impact on your budget may seem to be a stretch, particularly in the beginning. Reduce debt; even a little.

Calculators 52

Calculators Illinois Credit Debt 52

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. So whether that’s hiking across the beautiful Sussex Downs, growing my own vegetables or taking my binoculars out for a spot of bird watching I rarely spend much time indoors. What kind of debt was it?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

FEBRUARY 7, 2011

Derek from Life and My Finances shares his parents’ story and best lesson with Paying Off Your Debts Early at Retire By 40. Crystal from Budgeting in the Fun Stuff shared her Best Day to Day Money Saving Tip at Grow Rich Simply.

Swap 113

Swap Personal Finance Finance Saving Money 113

Prairie Eco-Thrifter

MAY 1, 2012

She got rid of her credit card debt using this.” When I found a new way, I bought a small treat and then put the rest into my growing savings account. Then a friend told me how she learnt about delayed gratification – putting off buying stuff until she could afford to pay cash. Gee, it mounts up quickly!”

Money 211

Money Debt Debt Free Cooking At Home 211

Prairie Eco-Thrifter

JULY 13, 2015

I hope to show you how to use debt wisely. There are lots of ways to get into to debt. High interest credit card debt can really drag you down, yet you might want to take out a business loan to start up a really great business idea. Some of them can help you, others will bite you.

Personal Finance 100

Personal Finance Finance Debt Money 100

Prairie Eco-Thrifter

APRIL 29, 2012

The vows you made on your wedding day shouldn’t be broken because of a broken budget or poor spending habits. Start (or rebuild) your marriage with these financial strategies and keep debt out of your marriage! for the Week of December 6-10, 2010- Money Didn’t Grow on Trees Edition.

Money 171

Money Price Finance Prizes 171

Family Balance Sheet

MAY 24, 2011

Maven of Savin' Manchester, New Hampshire - Common Sense with Money Western Maine - Bubblegum and Lollipops Mid-Atlantic Erie, Pennsylvania - Growing Kids Ministry Gettysburg, Pennsylvania - Somewhat Crunchy Harrisburg, Pennsylvania - Family Balance Sheet Buffalo/Niagara Falls, New York - Coupons, Deals and More New Jersey - Oh!

North Carolina 170

North Carolina Kansas City Virginia Missouri 170

Prairie Eco-Thrifter

FEBRUARY 4, 2011

I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Punch Debt in the Face tells us why no spend challenges are for wussies. We also grow our own herbs just like the suggest. Reducing Debt. You are more likely to get honest advice.

January 113

January February Debt Personal Finance 113