Family Balance Sheet

JUNE 11, 2014

Back in March I wrote about my family’s Debt Freedom Plan. We tightened our budget, got laser focused on turning around our business, and shoveled any extra cash into our savings. But reaching #2 has given us new motivation to keep plowing away at our business and our Debt Freedom Plan. Let us know in the comments.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Savings Corner

APRIL 4, 2024

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. percent as of March 27, 2024. Annual percentage rates (APRs) below are accurate as of March 28, 2024. According to a Bankrate study, the average personal loan interest rate is 12.10

Debt 52

Debt Bank Banking Credit 52

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. For a glimpse at what I buy and what we eat, read How I Spent $425 in March. Are you looking for more ways to cut your monthly expenses? Our savings: $184 a month.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

MARCH 26, 2021

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. Both books provided the blueprint for Our Debt Freedom Plan. Later in his plan, he recommends saving 3-6 months of expenses, but only after paying off the non-mortgage debt.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

MARCH 6, 2012

Women’s Money Week will run from March 5th-11th, 2012 on WomensMoneyWeek.com — coinciding with International Women’s Day. It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. Do you want to eliminate your credit card debt?

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

MARCH 11, 2021

On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? T – time-based, tangible, In 2019, we paid off six figures of non-mortgage debts. Related Reading : How We Paid off Six Figures of Debt. 7 Ways to Spring Clean Your Finances. Review your Yearly Goals.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

OCTOBER 15, 2021

Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. Since March of 2020, over $1300 has been transferred into my daughters’ 529 College Savings Accounts. 108 Months X $72 = $7,776!

College 130

College Used 2020 Saving 130

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. This giveaway ends Monday, March 28, 2010 at 3:00 PM EST (noon AZ time). 4) Tweet: “ I just entered to win @DaveRamsey Prize Pack via @SavingSense #wingiveaways”.

Giveaway 94

Giveaway Package Financial Goals Debt 94

Family Balance Sheet

MARCH 12, 2015

On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. Review your Yearly Goals.

Finance 100

Finance Cleaning Financial Goals Goals 100

Finally Frugal

JANUARY 8, 2011

Unfortunately for me, I'm not sure I have room in the budget, but it's a great idea all the same; How about some extra education (such as a certificate or associates degree) that will put you in the running for a new, more meaningful (or better compensated) job? before my spendthrift side can get its grubby paws on it.

Frugal 45

Frugal Spendthrift Debt Recession 45

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. Ryan is a high school math teacher and also officiates college basketball (November thru March). We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

MARCH 3, 2011

We are on a saving path, one that has us debt free and retiring early. Reducing Debt. I know so many people who can’t seem to get out of debt while raising a family. This post has provided a new opportunity that we can consider that may make having children debt free possible. Investing Wisely.

February 140

February Family March Finance 140

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. Just how much money did that save me?

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JUNE 24, 2012

We need to learn that some things are worth waiting for, especially if it means we can avoid going into debt. We’ve said it before but we’ll say it again – create your own budget so you always know how much money you have for spending on ‘wants’. So, how do you learn to put delayed gratification into effect?

Money 213

Money Activism Credit Debt 213