Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. Stretch yourself.

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Debt Goals 2016 Calculators 100

Family Balance Sheet

SEPTEMBER 29, 2016

Meet Angela. I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

SEPTEMBER 20, 2016

Meet Kristy, aka, The Former Mrs. Jones. The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. How much debt did you pay off?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

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Debt Debt Free Finance Finds 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. Debt reduction – How much do you need to pay down and how can you do it? Investments – How can you save and invest to grow wealthy?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

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Office Family Finance Kids and Family 130

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. Her 2017 goal is to save $20,000 in cash.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

Meet Krystal. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. strict budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

The Frugal Girl

NOVEMBER 13, 2023

Today, we’re meeting a reader who has managed to live for 2.5 How did you get interested in saving money? My interest in frugality is less about saving money specifically, and more about making good use of the resources I have. What’s the “why” behind your money-saving efforts? We lived for 2.5

Kids and Family 191

Kids and Family Parenting Cars Car 191

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JANUARY 10, 2013

Confused about how much you should save and how you should go about saving it? If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Finalizing your 2013 goals?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

OCTOBER 15, 2021

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. In January of 2020, I was gung-ho about saving for college, however, I had no idea what was about to happen.

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College Used 2020 Saving 130

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. Our Savings: $67 a month or almost $800 a year. Our savings: $55 a month or $660 a year. Our savings: $184 a month. We want to have our cake and eat it too.

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Grocery Spending Financial Goals January Budgeting 242

Prairie Eco-Thrifter

JULY 18, 2013

Last night I had to work until 8 pm and then after that had to go and meet my hubby at the grocery store to pick up our stuff for the next couple weeks. Pauline from Reach Financial Independence shares 5 ways to get out of debt , to show how you can accelerate your debt payments to become debt free earlier.

Debt 199

Debt Fridays Personal Finance Goals 199

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

I will be spending my weekend working at an out of town business meeting. Check them out: Good Reads From The Blogosphere: Mr.CBB @ Canadian Budget Binder makes a great point that life becomes a lot easier if we just simplify it in his post: Happiness is everything: Saving Money and Buying Time. at Debt Roundup.

Fridays 187

Fridays Budgeting Budget New Cars 187

Savings Corner

APRIL 4, 2024

But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Others use them to pay off high-interest credit card debt or other bills. $16 Loans often don’t charge origination fees , which’ll save you money at closing.

Home 52

Home Work Debt Credit 52

Savings Corner

DECEMBER 23, 2023

Life insurance may not seem like a priority right now, especially with competing financial concerns, such as saving for your first big purchases or paying off your student loans. Entering the Job Market If you’ve just started looking for a job, you may also be putting together a budget for the first time. Watch her story here.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . I was contributing hundreds of dollars each month to it, and now I could add that back into my savings plan or budget. Pay Down Debt.

Emergency Fund 200

Emergency Fund Debt Goals Money 200

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

The Frugal Girl

JANUARY 29, 2024

We’re meeting an Arkansas reader today and initially, I thought she was the first one! How did you get interested in saving money? What’s the “why” behind your money-saving efforts? Staying out of debt was/is very important to me & miraculously I have succeeded this far, praise God.

Arkansas 181

Arkansas Frugal College Kids and Family 181

The Frugal Girl

MARCH 4, 2024

I’m Mary, and it’s a pleasure to participate in Kristen’s Meet a Reader series. How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) A third “why” is that saving money is like a game to me.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. Weekly Meals on a Budget.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. Do you want to eliminate your credit card debt? Or save money for a trip to Walt Disney World ? Meet Regularly to Discuss Finances. If possible, make it a kid-free meeting.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

JUNE 8, 2021

Debt and financial stress have more of an impact on your health than most people realize. The reason why is because debt contributes to stress, which affects your health. The reason why is because debt contributes to stress, which affects your health. You want to save more than you spend. Live within your means.

Health 100

Health Gratitude Journal Bath and Body Works 100

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. Create a Budget If you don’t have an up-to-date budget, create one. This shows that the problem is really widespread.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

APRIL 14, 2013

Do you think that your income is just not enough and that maybe you need a second or maybe a third job just to make ends meet? Master the Art of Budgeting. Budgeting is simply spending just within your means. The best way to save is to avoid wasting anything. Save For The Future. Save For The Future.

Money 273

Money Cable Service Budgeting Budget 273

Savings Corner

DECEMBER 25, 2023

Determining affordability requires balancing your vehicle needs and budget. How to determine how much car you can afford To set a budget for your vehicle, start by deciding what you can comfortably pay each month. Use a leasing versus buying calculator to calculate your potential savings. Can you afford the car you want?

Cars 52

Cars Car Insurance Calculators 52

Family Balance Sheet

FEBRUARY 20, 2013

Dave Ramsey is a financial coach, best-selling author, and speaker whose message of “cash is king and debt is dumb” is unrelenting. The book is designed to help you design a plan for paying off your debts and saving for a secure future. It is also full of the inspiring testimonies of ordinary people who have become debt-free.

Money 147

Money Podcasts Debt Finance 147

Prairie Eco-Thrifter

OCTOBER 13, 2013

My entertainment budget is not very big, because my “fun” happens to be reading, writing, and spending time with family. It’s fair game if you aren’t going into debt over it and if you are still able to put money aside for emergencies, retirement, and to meet your goals. Luckily, none of these hobbies tend to cost very much.

Money 184

Money Cars Car Laptops 184

Prairie Eco-Thrifter

JANUARY 1, 2013

Experts recommend an emergency fund of at least six month’s salary as essential, especially if you are struggling to make ends meet. Set up a savings account linked to your checking account and automatically transfer a set amount every payday. Make an allowance for a small amount of savings, in addition to your emergency fund.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

MAY 16, 2012

I started this site as a way of meeting some new people and having some interesting conversations and it has transformed into something much more than that. The most enjoyable part of this whole thing though has been meeting all of you. The site has grown and changed so much and I owe it all to you, my readers.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Savings Corner

FEBRUARY 2, 2024

Further, good credit can qualify you for lower interest rates, which saves you money. Issuers are prohibited from providing cards to people under 21 unless they have proof of independent income or a co-signer — someone who agrees to be responsible for the debt if the primary cardholder doesn’t pay the bill. Renting an apartment.

Credit Cards 52

Credit Cards Student Credit College 52

Savings Corner

DECEMBER 23, 2023

Consider factors such as outstanding debts, ongoing expenses and the financial needs of your dependents. Be sure to research and compare policies from different providers to find the best fit for your needs and budget. We recommend meeting with an insurance professional to make sure you’ve carefully considered the costs and benefits.

Life Insurance 52

Life Insurance Insurance College Tuition Fitness 52

The Frugal Girl

NOVEMBER 6, 2023

In a previous Meet a Reader post, we met MB in MN. How did you get interested in saving money? I think I’ve always liked to save money. What’s the “why” behind your money-saving efforts? Why do I want to save money? He is also thrifty and is much better at budgeting than I. Know what’s funny?

Kids and Family 189

Kids and Family Money Home and Garden Frugal 189

Prairie Eco-Thrifter

MARCH 24, 2013

Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. When you have low income, little savings, not much time to accumulate or lots of debt, you probably don’t want to be investing at high risk levels, according to Invesco.

Financial Goals 222

Financial Goals Goals Money Real Estate 222