Prairie Eco-Thrifter

JUNE 6, 2013

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. Saving Money on Renovations. It really makes me happy. Best of luck.

Debt 145

Debt Fridays Win Green And Frugal 145

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. But in August 2013, our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages, our home and our business. We had a lot of debt, not enough cash flow, and very little set aside for emergencies.

Finance 100

Finance Debt August 2013 100

Savings Corner

APRIL 4, 2024

But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Many borrowers use them to pay for major home repairs or renovations, like finishing a basement , remodeling a kitchen or updating a bathroom. HELOC: What is it?

Home 52

Home Work Debt Credit 52

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. What is a home equity loan?

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

JANUARY 26, 2011

I work a budget around what comes in, what we spend and what I would like to spend, hopefully leaving some leftover to devote to more debt reduction or savings. Our "Household" category could be anything from light bulbs to major home renovations. We have around 20 categories. It doesn't always work out in my favor.

Debt 147

Debt Renovation Leftovers Software 147

Prairie Eco-Thrifter

FEBRUARY 4, 2011

I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Punch Debt in the Face tells us why no spend challenges are for wussies. Renovations can get expensive too. Renovations like these are always worth the time and effort if you ask me.

January 113

January February Debt Personal Finance 113

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Another way to think of a budget is a spending plan. ” So are you ready to start a budget?

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. You can only cut so much from a budget, so to increase our cash flow, we’ll need to earn extra income by growing our small business and growing my blog. I’ll apply that money to the debt. Save for a camper upgrade.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Savings Corner

DECEMBER 25, 2023

In other words, it’s the extent to which your home is an asset rather than a debt. Offers a generous selection of loans, including government-backed, interest-only, ITIN, jumbo, and renovation loans. Other considerations to determine your down payment Your mortgage payment is just one piece of your overall household budget.

Insurance 52

Insurance Home Refinancing Money 52