Prairie Eco-Thrifter

AUGUST 7, 2012

Well, this is especially true with your financial planning. Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. To do this, you really do need to have a budget. So bite the bullet and sit down to create an effective personal and household budget.

Financial Goals 213

Financial Goals Goals Making Simple 213

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today’s assignment: Reduce Your Spending in at least 3 Budget Categories. It is by far the easiest & quickest category to reduce in a household budget.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JULY 30, 2012

Here are some simple ideas of small choices that can mean big gains. This simple scenario shows that small things can build to significant gains. Create a Budget You have to have a budget to know where your money comes from and where it has to go to. Problem spending areas become obvious when you look at your budget.

Debt 202

Debt Budgeting Budget Finance 202

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Tracking your net worth is simple.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

FEBRUARY 14, 2013

Well, I have to officially say I am exhausted again. There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re struggling to stay afloat with your finances, Grayson at Debt Roundup highlights how the first step to recovery is to admit you don’t have a budget.

Debt 171

Debt Fridays Finance Re-use 171

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. How in the world did we fail at simple 5th grade math? We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. He and his wife paid off $52,000 in just 7 months.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. And his hours at the Y fit into his and our family’s schedule well. For my system, read my 11 Simple Meal Planning Tips. Cable TV & Land Line.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

MARCH 5, 2013

Are you looking for ways to stretch your budget, increase your income and save money on a variety of household expenses? Your Grocery Budget Toolbox by Anne Simpson. Your Grocery Budget Toolbox is a basic handbook for any family who wants to eat well on a budget. Then this week's ebook bundle might be for you!

Frugal Lives 100

Frugal Lives Frugal Living Frugal Debt 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. Create a Budget. Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. Get Out of Debt. plan for the future.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

JANUARY 2, 2014

Christmas and New Years with friends and family went well though. If so, follow these 3 Basic Rules from Bob at Dwindling Debt. SBB from Simple Budget Blog has a great post for all you renters out there: Renters Insurance: All the Pros, None of Cons. Where I happen to live we have been colder than Mars. over at Gajizmo.

Mars 180

Mars Fridays Haggle Haggling 180

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. What inspired you to get debt free?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. Weekly Meals on a Budget.

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

APRIL 3, 2014

Well, you wouldn’t stand for that, would you? After realizing a financial mistake, like miscalculating a debt or failing to plan for a bill, and then beating yourself up on top of that financial stress, you’ll probably want to do something to make yourself feel better. Self-deprecation is in no way constructive. Doing Nothing.

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Teresa's Deals

SEPTEMBER 4, 2015

Ruth over at Living Well Spending Less is all about the adventure of finding the good life on a budget. They share the best online shopping deals while providing you with awesome frugal living ideas, recipes, and simple hacks to make life easier. Elise from The Frugal Farm Wife is about simple living from scratch.

Frugal 100

Frugal Frugal Lives Frugal Living St. Louis 100

Family Balance Sheet

OCTOBER 12, 2018

Our mission: Live WELL On LESS Money. What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. This month at Family Budgeters Unite! , Read: Earn Cash Back with these 4 Simple Grocery Apps. Frugal Friday: A recap of how we frugal-ed our way through the week.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

Debt 52

Debt Credit Money Mom 52

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Groceries is the easiest budget category to overspend.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

OCTOBER 7, 2014

See a Budget as an Ally. For many of us, the word ‘budget’ leaves a bad taste in our mouth. But, budgets are not the enemy. There are lots of great sites, such as this one, that offer great tips on making budgets for all types of people and goals. Do you want to pay off a particular debt in a certain timeframe?

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 21, 2012

Well, this time I have done it again and put together some good laughs for you to enjoy on your Monday morning. Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. ” Managing Debt. ” Managing Debt.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JANUARY 14, 2011

Well, I don’t know about you but this week has felt very long and tiring. My husband and I did when we got married and it works well for us. I do know others though that haven’t and they seem to be doing well too. Trent from The Simple Dollar discuss cost vs. quality and when frugality should come into play.

January 113

January Personal Finance Green And Frugal Finance 113

Savings Corner

FEBRUARY 2, 2024

Your credit history, detailed in your credit report and summarized by credit scores, shows how well you’ve handled borrowed money — and using a credit card responsibly is one of the quickest and easiest ways to build credit. Annual fee It’s ideal to avoid an annual fee when you’re on a student budget.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

JANUARY 19, 2011

If you find yourself less savvy than others on investing, then just play by this one simple rule when investing: buy low and sell high. The internet works great for things like insurance management, loan and finance management, as well as goods for the home. Staying healthy can save you tons on medical bills as well as insurance.

Saving Money 124

Saving Money Money Insurance Bills 124

Couponing 101

JULY 26, 2011

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. . *

Saving Money 103

Saving Money Money Kids Debt 103

Prairie Eco-Thrifter

DECEMBER 16, 2012

And believe it or not, your brain houses a virtual warehouse of information that your kids need to absorb, whether it’s seemingly simple stuff like the number of hours in a day, the number of days in a week, and the number of weeks in a year, or you’re trying to help them with their calculus homework.

Giving 203

Giving Holiday Kids Kids and Family 203

Prairie Eco-Thrifter

MAY 1, 2012

This book, as well as others he has written, changed the way a whole generation of people thought about money and wealth. I discovered that most of the stuff I bought, I didn’t really need so it was fairly simple to change my spending habits to save money.” She got rid of her credit card debt using this.”

Money 211

Money Debt Debt Free Cooking At Home 211

Prairie Eco-Thrifter

JUNE 14, 2012

The simple fact is, taking small, simple spending and saving actions, especially early in your working life, can make a huge difference to financial security during your working years and into retirement. Make your mantra, ‘ Keep it Simple ’. Simple finances work for you rather than against you, so it’s a win-win.

Simple 221

Simple Finance Budgeting Budget 221

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

FEBRUARY 19, 2013

We all know that one of the best personal finance strategies is to have a budget and you’ve probably tried to create one at some time. Maybe you’re like me and could never get the budget to balance; I always had more expenditure than income and couldn’t see how I was going to be able to cut expenses. Credit Cards.

Budgeting 222

Budgeting Budget Credit Cards Transportation 222

Savings Corner

APRIL 4, 2024

Although getting a personal loan is relatively simple, there are some steps you can take to choose the right personal loan and increase your approval chances. The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track.

Goals 100

Goals Financial Goals New Year's Budgeting 100