Prairie Eco-Thrifter

FEBRUARY 15, 2011

Guest Author Bio: Monique loves to blog, and writes about thrifty living and product reviews on her site : Stretching the One Income Dollar. Using part of the money that is already earned is one way to not take up a second job and make higher education a viable option. Know Your Actual Budget. Written Budget.

College 100

College Budgeting Budget Friends And Family Sale 100

Saving With Shellie

JANUARY 5, 2012

This is a free budgeting resource and it is truly fabulous. The site is recommended by Money Magazine, Kiplingers and other top money resources. They use the same encryption security that all the banks use. I think you’ll actually have fun budgeting with this tool. And don’t just take my word for it.

Budgeting 51

Budgeting Budget Software T-Mobile 51

Prairie Eco-Thrifter

APRIL 18, 2013

Budget First, Plan Later. The worst thing you could possibly do is start your married life with a mountain of debt from having the wedding of your dreams. The most realistic way plan your wedding is to start with a budget that you can afford. That’s certainly true when planning for a wedding on a limited budget.

Wedding 248

Wedding Money Saving Money Budgeting 248

Prairie Eco-Thrifter

MAY 16, 2012

I started this site as a way of meeting some new people and having some interesting conversations and it has transformed into something much more than that. The site has grown and changed so much and I owe it all to you, my readers. This site, like life, has taken me on a journey. You have made the last two years unforgettable.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Family Balance Sheet

OCTOBER 6, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Earlier this year, my husband and I wrote a specific list of financial goals and named it Our Debt Freedom Plan. You can read the site’s full disclosure here.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Saving Cents With Sense

MAY 26, 2014

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Build a Budget & Emergency Fund.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Groceries is the easiest budget category to overspend.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

OCTOBER 15, 2011

Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site. You will learn exactly what settings, plugins, and themes he uses. Here’s some tips to be wary of when trying to consolidate your debt.

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. ” Jacob from Dwindling Debt asks Do Overdraft Chargers Affect Your Credit.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

OCTOBER 8, 2012

Use Swagbucks. Swagbucks is an Internet search engine that you use just like Yahoo or Bing. Sign up by using your e-mail and creating a password. Then, search the Internet as usually using Swagbucks. You can use your Swagbucks for charity in a variety of ways. Use Huggies Enjoy the Rides. Donate Your Time.

Giving 235

Giving Money Swagbucks Donation 235

Prairie Eco-Thrifter

OCTOBER 7, 2014

See a Budget as an Ally. For many of us, the word ‘budget’ leaves a bad taste in our mouth. It makes us think of sacrifice, giving up all the fun stuff and obsessing over every dollar we spend. But, budgets are not the enemy. Do you want to pay off a particular debt in a certain timeframe? Money Tips'

Money 113

Money Goals Budgeting Budget 113

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? How about you? What do you think? It has gone on for generations.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

OCTOBER 13, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We had a toddler and a baby on the way and our business was heading south–it was a scary time for us. For more on that, read Our Debt Freedom Plan.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? Make $50 per month by using Swagbucks. Christmas is around the corner — uh-oh! that means, money!

Christmas 153

Christmas Swagbucks Bank Banking 153

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. Use my Family Balance Sheet excel spreadsheet to help you organize your finances.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

MARCH 14, 2011

If you’re not into the social networking sites, then you can sign up for free updates that are delivered right to your inbox. And one of the best ways to do it is to use a 529 plan.&#. posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter.

Frugal 150

Frugal Movies Finance Bills 150

For the Mommas

JULY 27, 2016

Use this time to put money aside every payday while you’re still earning an income. Eliminate debt. Credit card debt and high-interest loans are costing you money that you could use in the long-run. Prepare to live on one income by paying down, or paying off, these debts.

Baby 40

Baby Debt Credit Cards Phone Service 40

Prairie Eco-Thrifter

MAY 21, 2012

They key to DIY bliss on Pinterest is seeking out budget-friendly projects that don’t take weeks to complete. My strategy for finding great outfits that I can actually afford to put in my closet is to use what I find on the site simply as a source for ideas. Are you a fan of Pinterest? Has it helped you save money?

Money 188

Money DIY Saving Money Saving 188

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Create a budget. that gym you no longer use.) If you achieve it, nothing happens, but if you don’t achieve it, the site will charge your credit card and donate money to a charity whose cause you hate. Paying Off Debt. The top 3 financial resolutions?

Monitors 40

Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We have more stable careers, we have no debt (other than our mortgage), and we own a home. Broke Professionals tells us why it’s beneficial to create a notebook for our financial future. Personal Finance by the Book tells us how negotiating can put us on top. Some of these sites I hadn’t heard of.

February 113

February Debt Finance Personal Finance 113

Family Balance Sheet

FEBRUARY 11, 2016

With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. If not for that fund, we would most likely have used credit cards to survive. Be diligent about how you use this account.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Saving Cents With Sense

FEBRUARY 28, 2014

With PNC reporting that the average 20-something faces $45,000 in debt, and Generation Opportunity finding a 15.9 Cars represent a significant chunk of your budget, with car payments, repairs, maintenance, insurance, and gas. You avoid a large chunk of deprecation if you purchase used. This site uses affiliate links.

Parenting 81

Parenting Economy Student Cars 81

Nicoles Nickels

JANUARY 18, 2012

Some of the most common resolutions is to save more money, spend less money, or pay off credit card debt. You can actually get a head start on these goals by putting to use a few price comparison sites like Comparethemarket.com , www.nextag.com, www.pricegrabber.com, and others. What These Sites Do. Clipping Coupons.

New Year's 40

New Year's Frugal Insurance Budgeting 40

Saving Cents With Sense

JULY 12, 2013

3 – Deal With Your Debt by Liz Weston. 15 – Dave Ramsey’s Guide to Budgeting. 3 – Deal With Your Debt by Liz Weston. 15 – Dave Ramsey’s Guide to Budgeting. This site uses affiliate links. There are some pretty good ones available right now, too! All rights reserved.

Herbal Essence 55

Herbal Essence Freebie Friday Freebies Coffee 55

Nicoles Nickels

MAY 4, 2011

LearnVest is a site and weekday newsletter that is designed to help you be as frugal as possible! Almost every day I’ve followed a link from the newsletter to an interesting and informative article about things like building savings, building and sticking to a budget, understanding the stock market, and the like.

Building 45

Building Debt Budgeting Budget 45

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. The winner will be chosen using random.org. If you are not reading this article in your feed reader, then the site is guilty of copyright infringement.

Giveaway 94

Giveaway Package Financial Goals Debt 94

Saving Cents With Sense

DECEMBER 20, 2013

Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. If anyone asks you want you want for Christmas, think practical: gas cards, an hour with a financial planner, gift cards to the grocery store and personal budgeting software.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 18 – Use Cash Back Grocery apps.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. If you don’t have a household budget yet, I highly recommend you sit down and list everything that you are spending each month. You’ll then be able to create a budget of what you want to spend.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Saving With Shellie

JANUARY 5, 2011

If getting your finances in order is one of your resolutions this year, I’d like to encourage you to use Mint. The site is recommended by Money Magazine, Kiplingers and other top money sites. They use the same encryption security that all the banks use. Don’t just take my word for it.

Tools 49

Tools Money T-Mobile Mobile Phone 49

Prairie Eco-Thrifter

JANUARY 19, 2011

Here are 10 quick tricks you can use to start maximizing your money and saving more. Use the internet: The internet today has a plethora of information on it. One of my favourite sites is Amazon. You will be motivated to save so you can pay cash for your fun and enjoy the experience debt free.

Saving Money 124

Saving Money Money Insurance Bills 124

Prairie Eco-Thrifter

OCTOBER 4, 2011

We were so poor that we re-used coffee grounds to make more coffee! In today’s dollars, the cost cutting measures we took throughout our marriage allowed us to NOT spend more than a half million dollars. is based on a Billshrink.com article – Dining on a budget. 91,404 Entertainment. 40,720 Home Repair.

Home and Garden 198

Home and Garden Cars Car Re-use 198

Saving Cents With Sense

MAY 13, 2013

Because of this, you might think that one is out of your budget. But the truth is, there are plenty of ways to sail the seas without ending up in an ocean of debt. Cruising is for everyone in every budget, and when you follow these tips you can enjoy one without breaking the bank. Use the envelope system.

Vacation 56

Vacation Cruises Cruise Insurance 56

Savings Corner

APRIL 4, 2024

Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. You could lower your mortgage payment and create more space in your monthly budget.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

NOVEMBER 23, 2014

We don’t like debt. “Burial benefits available include a grave site in any of our 131 national cemeteries with available space, opening and closing of the grave, perpetual care, a Government headstone or marker, a burial flag, and a Presidential Memorial Certificate, at no cost to the family.” VA Mortgage.

Military 162

Military Grandfather Education Los Angeles 162

Saving Cents With Sense

NOVEMBER 5, 2013

Create a Budget – Decide what you are going to spend before going, this will help you stay out of debt and stick to your shopping list. You may want to write down the codes or create a spreadsheet with all the codes you plan to use so you are ready to go when the sales start. This site uses affiliate links.

Fridays 75

Fridays Shopping Thanksgiving Holiday 75

Prairie Eco-Thrifter

JANUARY 14, 2012

This is not something I want to see, so today I have a few videos for you that will dispell credit card myths, teach you how to use them properly, how to keep them safe, and how to make sure you should be getting credit in the first place. Newlyweds on a Budget : Paying down student loans – The following is a guest post.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220