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Are You Heading for Financial Disaster?

Prairie Eco-Thrifter

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. Create a Budget If you don’t have an up-to-date budget, create one. This was the first step for me.

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Take Control of Your Retirement Planning in 2016

Family Balance Sheet

Here are some interesting statistics for you to ponder: 60% of Americans have less than $25,000 saved for their retirement. BEFORE you invest in your retirement, you must follow Dave Ramsey’s Baby Steps that he outlines in the forward of this book to pay off your non-mortgage debts and establish a fully funded emergency savings.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

But we must change these statistics. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. And that’s where we get stuck. It’s all too much.

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How To Teach Your Kids to Save Money

Couponing 101

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. . *

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5 Eco-Friendly Tips for the Workplace

Prairie Eco-Thrifter

According to the Bureau of labor Statistics, U.S. Shopping over your lunch hour can rack up mounds of debt, simply because impulse shopping involves random purchases of merchandise we have little need for. Join us in exploring ways to implement eco-friendly work from home tips, or to become more cost-effective working outside the home.

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P.E.P. for the Week of January 24-28, 2010- Adjustment Edition

Prairie Eco-Thrifter

Frugal Dad tells us how it’s possible to have a wedding on a budget. Canadian Personal Finance Blog shares with us statistics on the inflation of gas and how hybrid options are needed. Reducing Debt. Not Made of Money shares with us some tips on how to stay motivated at paying off our debt. Going Frugal.

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Thrifty Thinking: Valentine's Day

Motherhood Moments

V-Day Debt Is Worth It for Some People. Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt. Bad credit can cause someone to lose hundreds of thousands of dollars over their lifetime, so that statistic is unsurprising. Dinner May Be Too Expensive. Financial Infidelity Hurts.