Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. And I definitely added ‘Pay Rent’ on the list. R – realistic.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

FEBRUARY 4, 2015

Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. I cut our grocery budget down to less than half of what it was. When the budget is already tight, there are only so many ways to save money. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

What you can do is control how much of your money you spend on bills in any given month and how much of it you save for your long-term financial planning and security. Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? Yet, your kids simply can’t stand the store brands. So, what do you do?

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. SMART goals are: S – specific. Since that time, I have automated most of our financial transactions, but I still rely on my list to keep me in check. Did you use the S.M.A.R.T.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It was an escape from the office, but it was eating up my budget…see what I did there! 25 Ways to Find Money for your Emergency Fund.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! The first thing we did was to review our spending and create a budget. Once we did our budget, we found that we could put all of that money that once disappeared towards our debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

APRIL 9, 2021

Begin by both of you reading Dave Ramsey’s book, The Total Money Makeover (affiliate link) , as this book was definitely instrumental in directing us along. So often, we don’t dream about our financial goals, because we are so entrenched in our challenges. How I Managed our Family Budget During the Pandemic.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. If married, who initiated the debt free goal? What are your financial goals now?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

DECEMBER 10, 2014

I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. How often do you and your spouse discuss your finances/budget/spending? The daily finances are handled my me, but my husband and I have weekly money check-ins and monthly budget meetings.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. I don’t make a lot of income on this blog, and it has definitely decreased recently as I’ve reduced my hours spent blogging. Also, we both have side hustles. Groceries.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. We followed a budget and switched to using cash, which helped us stay on track with the budget.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. Budget – Obvious, I know.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

APRIL 12, 2016

I ended up taking Financial Peace University as well. Simply doing a budget. Definitely a monthly budget – I always create one every month. What are your financial goals now? My next big hairy audacious goal is to buy a home with cash! It was great to celebrate with all of them.

Credit Cards 100

Credit Cards Debt Debt Free Student 100