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Start Planning and Budgeting for Summer TODAY!

Family Balance Sheet

If you haven’t already done so, NOW is the time to start mapping out and budgeting for summer. To help you plan your summer, I have added TWO summer freebies to my subscribers’ only page: a 2022 printable summer calendar and a summer budget spreadsheet. Budget your summer fun! Our Trip to the Shenandoah Valley, VA.

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Money Matters: How to Prepare Your Finances for a Recession

Motherhood Moments

Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. Maliga shares several ways to prepare for a recession: Prepare a bare bones budget. Prepare by paying off debt.

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

Family Balance Sheet

We met in college and currently both feel drawn toward higher education. While we currently live in Oregon, in a few weeks we will be moving to western New York to both start new careers in higher education. The first step in this diligence was paying off debt. Budget Debt Free Stories Financial Freedom'

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What are YOUR Financial Goals? | 31 Days to Organize Your Finances

Family Balance Sheet

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Is it to pay off your house? Pay cash for a trip to Hawaii or your kids’ education. Or maybe you want to pay off (and cut up) your credit cards.

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Personal Loans: Compare Top Lenders, Rates

Savings Corner

Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. Weddings : Using a personal loan to pay for your wedding can help you stick to a budget. Compare any loan with interest-free options.

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Create your debt freedom plan

Family Balance Sheet

If you’ve created your balance sheet, you now have a list of all your debts. Next, make a list of your current needs , such as home repairs, medical needs, or educational needs. Our smallest debt was a credit card that had a $600 balance. Paying off debt is not fun. Brain dump! Prioritize.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

” Her comment was echoed by another (in real life) conversation I was having with a different friend who is sending a child off to college this fall. The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. This leaves not much left to save for retirement.