Prairie Eco-Thrifter

MAY 25, 2014

The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. Don’t Give Your Future Self More to Be Upset About.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

NOVEMBER 5, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. Look over your current budget. How often do you and your spouse discuss your finances/budget/spending?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

JUNE 30, 2014

We knew that we would at least partially combine our finances when we were officially married, but when we were making our combined budget before going to the bank and officially combining, we hit a bit of a road block when we realized that we have a huge disparity in our financial goals. Have an “Allowance” . Money Tips'

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Prairie Eco-Thrifter

NOVEMBER 8, 2012

I’m not much into budgeting. It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. It’s a lot like a budget, and many people have told me they think that it’s a budget. Let’s consult the budget.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Motherhood Moments

MARCH 4, 2023

Set a budget and follow it consistently. The first line of defense against debt is to make a budget and keep to it. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful.

Debt 130

Debt Money Building Credit Cards 130

Family Balance Sheet

OCTOBER 18, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund. Day 14: Create a Gift Giving Fund. Day 16: Allow Yourself some Fun Money.

Finance 124

Finance Organic Organization Emergency Fund 124

Prairie Eco-Thrifter

JANUARY 10, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Working to build your emergency fund?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. What gives? Advantages of Saving Despite Debts Building an Emergency Fund Building an emergency savings fund is the top reason to make saving a priority over paying down debt. It’s a question of how to ensure the gains outweigh the losses.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

MAY 21, 2021

The link will give you all of the information you need to complete the sheet. Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office. 2 – Create your Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Prairie Eco-Thrifter

MAY 30, 2012

Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? A budget provides you with a financial roadmap to get to where you want to be in life. A budget helps you track your finances so you know exactly where you are and whether you’re on track.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

OCTOBER 31, 2014

During the series, we talked about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund. Day 14: Create a Gift Giving Fund.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

OCTOBER 15, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. After I picked my jaw up off the floor, the two of us estimated that it would be about a year before the van rolled 100,000 miles thus giving me 12 months to save for the service.

Finance 100

Finance Organic Organization Emergency Fund 100

Prairie Eco-Thrifter

MAY 27, 2012

If you identify that you might be heading for financial disaster like I was, we’ll give you strategies to turn things around. See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Saving Cents With Sense

MAY 26, 2014

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Build a Budget & Emergency Fund.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. Better Investing can give you some tips on how to join or start such a club.

Emergency Fund 184

Emergency Fund Debt Money Father 184

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

FEBRUARY 2, 2017

Jacki, from The Debt Myth , stresses to give yourself a break, because YOU get to decide what’s right for your life. Each month when they do their budget, they update their chart. Related Reading: Check out Deacon’s free Starter Budget Form. Then create a plan to get there. Jessi suggests making a realistic plan.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

You can only cut so much from a budget, so to fill in our shortfall, we’ll need to also earn extra income by growing our small business and growing my blog income. What We Won’t Give Up. We will continue to save for travel and it is already part of our budget. Earn Additional Income. Apply any Found Money to Debt.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JANUARY 20, 2017

you’d like to add to give the reader an idea about your personality. in our local church, and giving to others in need. strict budget. emergency fund, so we started throwing what little extra we had straight. We committed to using a cash budget, and we talked daily at. 1 – Set a budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. Living in Financial Excellence: Why Budgets Fail and How to Create a Successful Budget Many people attempt to do a budget and fail miserably. So what did they do?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Include anything that you’d like to add to give the reader an idea about your personality. The first thing we did was to review our spending and create a budget. Where are you from?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

JULY 4, 2011

Nicole from Nicole and Maggie: Grumpy Rumblings of the Untenured tells her story about giving Self Serving Donations. In this case, they helped a school fund interactive learning activities. “The best inheritance a parent can give to their children is a few minutes of their time each day.&#.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JANUARY 21, 2015

Include anything that you’d like to add to give the reader an idea about your personality. Finally, we took the dive by making a budget and starting our debt snowball. The budget is key. How often do you and your spouse discuss your finances/budget/spending? So I work the budget and spreadsheets.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. Smart Family Finance: Is Your Budget Easy to Beat?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

FEBRUARY 4, 2015

Include anything that you’d like to add to give the reader an idea about your personality. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. I cut our grocery budget down to less than half of what it was.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. Building an emergency fund also helps enormously. How often do you and your spouse discuss your finances/budget/spending?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JANUARY 22, 2012

They’re great at giving advice on stuff like frugality, extra income, budgets and emergency funds, but most lack in the area of investments. I’m half expecting all my friends and family to show up at my house and have an intervention, in an attempt to get my love of finance blogs under control.

Finance 187

Finance Emergency Fund Re-use Simple 187

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

JUNE 9, 2013

Do you really have to chair that committee or could you give someone else a turn? Simplify your financial matters, create a budget and stick to it. Pay yourself first to build up an emergency fund and release the stress that comes with worrying about how you would cope if disaster struck. What Others Think.

Making 202

Making Emergency Fund Work Finance 202

Family Balance Sheet

JANUARY 17, 2018

You can only cut so much from a budget, so to increase our cash flow, we’ll need to earn extra income by growing our small business and growing my blog. What We Won’t Give Up: My motto has always been “living well on less” and now it will be “living well on (even) less”. Save a starter Home Emergency Fund. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

The Frugal Girl

JANUARY 29, 2024

We use the eggs, harvest meat & if I can’t get out to hunt venison we’ve had friends give us meat. This means funds are tight. My kids both have chronic medical issues that are costly & require much budgeting. We have sheep, an old goat, chickens, guineas, dogs & cats. What’s your best frugal win?

Arkansas 182

Arkansas Frugal College Kids and Family 182

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . Include anything that you’d like to add to give the reader an idea about your personality. I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

OCTOBER 20, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We’re going to use the zero based budget as a guide for our monthly spending plan. Personal Escrow Fund. Gift Giving Fund. building your Emergency Fund.

Finance 100

Finance Organic Organization Budgeting 100

Prairie Eco-Thrifter

JANUARY 21, 2011

My Super Charged Life shares with us 7 ways a budget can improve our life. Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. Eric at Narrow Bridge breaks down exactly what we need to do to budget. I suggest you all give a look at this list.

January 124

January Emergency Fund Personal Finance Finance 124

Prairie Eco-Thrifter

JUNE 20, 2012

Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. It’s also a good idea to know that you’ve got an emergency fund buffer in reserve for those unexpected expenses that will inevitably crop up.

Money 186

Money Home Debt Buy 186

Family Balance Sheet

MAY 27, 2015

Include anything that you’d like to add to give the reader an idea about your personality. I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Budget – Obvious, I know.

Debt 100

Debt Debt Free Pay Off Debt Finds 100