Family Balance Sheet

JANUARY 21, 2015

Finally, we took the dive by making a budget and starting our debt snowball. The budget is key. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. How often do you and your spouse discuss your finances/budget/spending? So I work the budget and spreadsheets.

Debt 100

Debt Debt Free Las Vegas Finance 100

The Frugal Girl

JANUARY 29, 2024

We’re meeting an Arkansas reader today and initially, I thought she was the first one! How did you get interested in saving money? What’s the “why” behind your money-saving efforts? This means funds are tight. My kids both have chronic medical issues that are costly & require much budgeting.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Prairie Eco-Thrifter

MAY 27, 2012

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Create a Budget If you don’t have an up-to-date budget, create one. If your budget doesn’t have a savings amount, put one in.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Savings Corner

DECEMBER 25, 2023

Determining affordability requires balancing your vehicle needs and budget. How to determine how much car you can afford To set a budget for your vehicle, start by deciding what you can comfortably pay each month. Use a leasing versus buying calculator to calculate your potential savings. Can you afford the car you want?

Cars 52

Cars Car Insurance Calculators 52

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. Her 2017 goal is to save $20,000 in cash.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

Meet Krystal. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. strict budget. emergency fund, so we started throwing what little extra we had straight. We committed to using a cash budget, and we talked daily at.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Saving Money Today: A Tree Smashed Through My Roof and I’m Lucky – I can’t believe how lucky I feel that a tree fell through my roof and did $9,000 in damage. Today I’m going to talk about getting those emergency funds going. It can save you time and headache, and maybe even a few bucks too. Some freedom.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 1, 2015

I’ll continue to offer additional money saving tips, ideas, strategies and recipes like I always have, but I have some new themes that I will be starting next week. In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. Weekly Meals on a Budget.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

SEPTEMBER 29, 2016

Meet Angela. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 4, 2015

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. We followed a budget and switched to using cash, which helped us stay on track with the budget.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

JUNE 20, 2012

This week I received a question from a reader asking how much to save up before buying a house. Here is Alicia’s question: How much money do my husband and I have to save up before buying our first home? USA – No Down Payment USDA Loan These loans don’t require any down payment at all but you need to meet eligibility criteria.

Money 186

Money Home Debt Buy 186

Savings Corner

DECEMBER 25, 2023

USDA loans are for rural and suburban home buyers who meet the program’s income limits and other requirements. Benefits of a larger down payment Saving enough money for a substantial down payment takes time, so a zero- or low-down-payment requirement may speed up your ability to buy a home. appeared first on Savings Corner.

Insurance 52

Insurance Home Refinancing Money 52

Family Balance Sheet

FEBRUARY 10, 2017

” To get through that time, we crafted our Debt Freedom Plan , based on Dave Ramsey’s Baby Steps, but tailored to meet our own needs and self-employed lifestyle. At that time, I couldn’t cash flow the office budget, home budget, our loans, and retirement savings. My husband and I were on the same page.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Extra money from budgeting wisely and spending less (specific tips below). Budget – Obvious, I know. I rarely use coupons.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Use this to develop a budget & determine where you will cut back. (If How much debt did you pay off?

Debt Free 235

Debt Free Debt Mom Goals 235