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Meet a Reader | Gretchen from Oregon

The Frugal Girl

For example, we’re very accustomed to buying anything we can second-hand at thrift stores, Craigslist, or Facebook Marketplace. Happily, I’ve gotten better at that restraint over the years so I don’t do much impulsive or wasteful shopping these days. We’ve saved so much money over the years shopping that way.

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Tips For Keeping Home Plumbing Repair Costs At A Minimum

Saving Cents With Sense

A lot of people are looking for ways to cut their costs and adjust their lifestyles to lower budgets. While a lot of people try taking big steps – selling their large homes and moving into smaller ones, for example – there are also a number of smaller steps that can be taken to cut down your costs. All rights reserved.

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Home Renovation Techniques

Prairie Eco-Thrifter

Every homeowner knows that renovations and home repairs are necessary to keep the home in tiptop shape. While this reality is an accepted fact, some people do not want to have large expenses when it comes to home maintenance and renovation. If possible, make a list from the first priority to last.

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Realistic Ways to Save Money Each Month

Saving Everyday

The first thing I do every morning is make coffee, sit down at my desk, open my budget spreadsheet, log into the bank, and enter anything that came out overnight plus what we spent the previous day. For example, this month we went about $135 over our frivolous spending budget. For example, are you using that gym membership?

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

And, as with your primary mortgage, you can expect closing costs whether you choose a home equity loan or HELOC. Many borrowers use them to pay for major home repairs or renovations, like finishing a basement , remodeling a kitchen or updating a bathroom. This might help shield your budget from fluctuating-rate increases.

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Save Money – Develop Important Home Owner Skills

Prairie Eco-Thrifter

Crystal (owner of Budgeting in the Fun Stuff) wrote about how she annually contacts her cable/internet supplier to get reductions in her bill – step by step. As an example, last year I learned the importance of keeping our AC filters clean. Home Repair – Fix It When It Breaks. Persistence.

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What Is A Home Equity Loan?

Savings Corner

To figure out how much you might be able to borrow with a home equity loan, you first need to understand how much home equity you actually have. Your equity is the essentially difference between how much your home is worth and how much you owe on your first mortgage.

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