Family Balance Sheet

AUGUST 4, 2014

We’ll live in a dorm (which fits us perfectly but we know sounds terrible to others) in our own apartment while I (Krista) work in student development providing mentoring/counseling/student discipline to the 150 women in the dorm and Jon will work right across the street as the assistant director of admissions.

Debt Free 243

Debt Free Debt Goals Student 243

Saving Cents With Sense

JANUARY 5, 2011

If one of your New Year’s resolutions or goals was to manage your budget better in 2011, like millions of other people, then you really should check out Mint.com. This FREE budgeting software helps you manage all your personal finances, including bank accounts, credit cards, and investments, all in one place.

Budgeting 55

Budgeting Budget Personal Finance Software 55

Prairie Eco-Thrifter

MAY 30, 2013

Emily @ Evolving Personal Finance is a user and wonders about Using Upromise to Pay Down Student Loans. It’s definitely possible to save money while living a healthy life. Here’s how Team DINKs feels at DINKs Finance with their post for how to Save Money and Be Healthy at the Same Time.

Fridays 196

Fridays Finance Home and Garden Personal Finance 196

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Building a college finance fund takes dedication and consistency. When your children are college age, they can always get a private student loan. Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Written Budget. Create a hand written budget and make several copies.

College 100

College Budgeting Budget Friends And Family Sale 100

Prairie Eco-Thrifter

AUGUST 2, 2011

Not many – but by planning ahead now you might find ways to lessen the expenses you will face next month and use the annual experience as a teachable moment in your child’s personal finance education. Involve Your Child in Planning and Budgeting. It’s fun for me and it saves my children shopping time and money.

College 192

College Money Personal Finance Student 192

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. A student loan? Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. That’s a necessity.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? You are one emergency short of losing track of your finances. If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different. What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

JULY 22, 2015

I have a passion to help people take control of their finances so that they can live the life they want to have. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt! How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Everything changed. What got us through financially?

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

MAY 21, 2021

Our journey to debt freedom started back in 2013 when we found ourselves saddled with business and student loans. After reading Dave Ramsey’s book, The Total Money Makeover , I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. 2 – Create your Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Prairie Eco-Thrifter

FEBRUARY 14, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re struggling to stay afloat with your finances, Grayson at Debt Roundup highlights how the first step to recovery is to admit you don’t have a budget.

Debt 171

Debt Fridays Finance Re-use 171

Prairie Eco-Thrifter

AUGUST 23, 2011

Latisha writes about how to save, invest and build your wealth over at Financial Success for Young Adults. Her main goal is to help other students create a budget and manage their finances in a beneficial way. Please join me in welcoming Latisha and Tony to the PET team.

Finance 113

Finance Education Building Pets 113

Family Balance Sheet

FEBRUARY 4, 2015

As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. How long did it take you?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JULY 18, 2013

When it comes to managing your money, sometimes it has to be First Values and Goals, Then Strategies , as Emily from Evolving Personal Finance highlights. When it comes to grades and your kids, Robert at Kids Ain’t Cheap wants to know if it’s beneficial or detrimental to have a strategy for Rewarding Students for Good Grades?

Debt 199

Debt Fridays Personal Finance Goals 199

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Finally, we took the dive by making a budget and starting our debt snowball. The budget is key. Tell us about you and your family.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. posted at Personal Finance Whiz , saying, “*No. You probably dont.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! We had two student loans that still had balances, even though we’d already been paying on them for 10 years. The first thing we did was to review our spending and create a budget.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. medical bills, a small credit card, both of our cars, and student loans. strict budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

MAY 25, 2014

When I’d do things like take out student loans even though I had a full-tuition scholarship and a sweet part-time job in the university cafeteria. Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. Now, my focus looks a little forward.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

JANUARY 26, 2016

Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. We have a retirement to plan , our daughters’ college to save for, and many places to visit.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

JANUARY 8, 2013

I mean, debts like mortgages, student loans and car loans are almost a necessity in this day and age; the trick is to keep your repayments below 30% of your income. The best tool for getting a very clear picture of your financial situation is a personal budget. He reduced his monthly commitment as well as saving big time in interest.

Debt 271

Debt Win Credit Cards Money 271

Prairie Eco-Thrifter

APRIL 13, 2014

Agree on the values and expectations you want your children to have in the area of personal finance and consistently teach and enforce those between the two of you (and clue in any significant others in your family such as aunts, uncles, grandparents and etc). Yelling at your child when they miss their budget isn’t instructive.

Kids 219

Kids Money Parenting Kids and Family 219

Prairie Eco-Thrifter

FEBRUARY 17, 2013

Whether you are asked to donate to charity , or whether your cousin needs a little help with his finances, we often get hung up on whether or not we have enough cash to help out. My brother, a student, has an open invitation to come to dinner. All of these actions can help someone in need save money, and use for other necessities.

Giving 235

Giving Money Donation Bills 235

Family Balance Sheet

JUNE 16, 2015

She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Today’s Debt Free Story is from Lydia.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JULY 13, 2016

Student Loans – Paid off $37,000. Making a budget and cutting expenses. If you look at our budget today vs 5 years ago when we started the journey: we have more than doubled our income, and expenses have slightly increased with the babies and some small luxuries. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

MAY 4, 2011

The same kind of over thinking tends to infect financial advice, as well, especially when it’s doled out to college students who are desperate to come up with ways to make a few extra bucks between studying for exams and balancing their social lives. Related posts: 5 Ways to Trim Your Budget For Your Child’s College Fund.

College 169

College Graduation Credit Cards Re-use 169

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) After we got a taste of life without credit card debt, I wanted to pay off my student loan. While I was paying off my student loan I kept hearing about this Dave Ramsey guy, so read up on that method. (We

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

SEPTEMBER 20, 2016

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. We tried our best to stretch the food budget.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving With Shellie

MAY 29, 2012

Amusement parks are expensive so this week I’m going to help you find ways to save at Amusement parks. Today I’m going to share tips on how to save at Six Flags. Purchase tickets online – Many parks offer a 3-Day advance purchase option which saves you the most money. Your best bet, Just Say No.

Saving Money 61

Saving Money Money Amusement Park Tickets 61

Family Balance Sheet

FEBRUARY 23, 2016

Saddled with business and student loans in 2013, I just couldn’t imagine making the monthly payments for the full term of the loans. I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. So I concocted an idea to pay them off early and wrote our Debt Freedom Plan.

Debt 100

Debt Goals 2016 Calculators 100

Savings Corner

APRIL 4, 2024

While the forecast doesn’t call for massive savings — for HE loans, anyway — any reduction in borrowing costs saves prospective borrowers some cash, and encourages them to turn to this financing tool. Save for longer, or find a more affordable way to make them happen. appeared first on Savings Corner.

Home 52

Home Debt Credit Cards Credit 52

The Frugal Girl

NOVEMBER 13, 2023

How did you get interested in saving money? My interest in frugality is less about saving money specifically, and more about making good use of the resources I have. What’s the “why” behind your money-saving efforts? What single action or decision has saved you the most money over your life? I have two!

Kids and Family 191

Kids and Family Parenting Cars Car 191

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JULY 9, 2015

Jen and her husband were reeling after their son was diagnosed with a lifetime medical condition that would implode their finances. When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. Acadia and her husband felt trapped.

Debt Free 100

Debt Free Debt Budgeting Budget 100