Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. This is what I like to call the Toll House budget. It’s not that I lost my taste for the sweet, chewy goodies.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. The post What We Ate this Week on our Budget 09-08-2017 appeared first on Family Balance Sheet.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. It will help you achieve your financial goals faster.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Apply any Found Money to our Goals.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

OCTOBER 18, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 2: What are Your Financial Goals.

Finance 124

Finance Organic Organization Emergency Fund 124

Prairie Eco-Thrifter

AUGUST 25, 2014

Make a Budget, Review Your Budget or Review Your Spending. If you don’t already have a budget, make one! Doing this will help you reach your financial goals much more quickly and may give you the motivation to change your spending habits here and there. Get Healthy'

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. What gives? Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

OCTOBER 21, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today, I thought I’d give you some of our tips for spending plan success. Refer to your Financial Goals OFTEN. What are your goals?

Finance 100

Finance Financial Goals Organic Organization 100

Prairie Eco-Thrifter

APRIL 13, 2011

We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. This way you will be forced to stick to your budget and no allowances can be made for an impulse buy. Lastly, set some financial goals.

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Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

MAY 30, 2012

Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? A budget provides you with a financial roadmap to get to where you want to be in life. A budget helps you track your finances so you know exactly where you are and whether you’re on track.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

OCTOBER 31, 2014

During the series, we talked about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 2: What are Your Financial Goals. Day 14: Create a Gift Giving Fund. Day 30: Grocery Budget Challenge. Budget Financial Organization'

Finance 100

Finance Organic Organization Emergency Fund 100

Savings Corner

DECEMBER 24, 2023

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. When to get a financial advisor Not everyone needs a financial advisor, especially since it’s an additional cost. Wealth manager.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Family Balance Sheet

NOVEMBER 19, 2014

Include anything that you’d like to add to give the reader an idea about your personality. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. How often do you and your spouse discuss your finances/budget/spending?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

OCTOBER 16, 2017

To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today.

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Family Financial Goals Debt Calculators 100

Family Balance Sheet

MARCH 6, 2012

Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. I have found that there is less tension when we are both on the same page with our goals, but you need to take the time to discuss those goals together. Write down your goals and make them visible.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

JULY 11, 2013

Before you get caught up in trying to throw and over the top party, check out Mr.CBB’s tips to spend less and have a kid’s birthday parties on a budget at Canadian Budget Binder. Are you struggling to find motivation with your financial goals? Using Kids Crafts to Teach the Gift of Giving.

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Penny Pinchin' Mom

DECEMBER 17, 2023

Despite having a strict family budget , some members of my beautiful family still try to find sneaky ways to spend more than is allocated to them at any given time. Of course, budgeting isn’t all about sucking the fun out of everyone’s existence and putting family life on hold. Do you see that total figure?

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

OCTOBER 7, 2014

See a Budget as an Ally. For many of us, the word ‘budget’ leaves a bad taste in our mouth. It makes us think of sacrifice, giving up all the fun stuff and obsessing over every dollar we spend. And for this reason, we tend to avoid making them, or we give it a go and quickly abandon it. But, budgets are not the enemy.

Money 113

Money Goals Budgeting Budget 113

Penny Pinchin' Mom

FEBRUARY 16, 2024

What you can do is control how much of your money you spend on bills in any given month and how much of it you save for your long-term financial planning and security. Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? It’s cheaper, and it still gives you the same kind of money you need.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

FEBRUARY 4, 2015

Include anything that you’d like to add to give the reader an idea about your personality. Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. I cut our grocery budget down to less than half of what it was. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

NOVEMBER 5, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Look over your current budget. Meet with a financial advisor. Our goal is to meet with experts and ask them for advice. We had financial advisors look over our budget and make suggestions about what we could cut.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

APRIL 3, 2014

I’m trying to find that balance of staying within a set budget while still eating well. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. They’ll give you an idea of how we spent the $425.

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March Groceries Grocery Homemade 100

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It was an escape from the office, but it was eating up my budget…see what I did there! 25 Ways to Find Money for your Emergency Fund.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JULY 22, 2015

He is a financial coach and blogs at Well Kept Wallet. Include anything that you’d like to add to give the reader an idea about your personality. After putting together a budget, it took us 18 months to pay off all of that debt! The main arguments we had happened when we overspent in a budget category.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

MARCH 11, 2021

Spring is also a good time to get your financial house in order. I’m going to be spending the next few weeks giving my family’s finances a good spring cleaning. Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12?

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Include anything that you’d like to add to give the reader an idea about your personality. The first thing we did was to review our spending and create a budget. Where are you from?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JULY 13, 2016

Include anything that you’d like to add to give the reader an idea about your personality. Making a budget and cutting expenses. If you look at our budget today vs 5 years ago when we started the journey: we have more than doubled our income, and expenses have slightly increased with the babies and some small luxuries.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

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Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

SEPTEMBER 20, 2016

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Include anything that you’d like to add to give the reader an idea about your personality. We tried our best to stretch the food budget. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

MARCH 18, 2015

She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. Include anything that you’d like to add to give the reader an idea about your personality. We started making a monthly cash budget and paying with cash instead of credit or debit cards.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

AUGUST 4, 2014

Include anything that you’d like to add to give the reader an idea about your personality. How often do you and your spouse discuss your finances/budget/spending? We are both self proclaimed budget nerds so we both handle the budgeting and financial decisions equally. What are your financial goals now?

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Debt Free Debt Goals Student 243

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I was looking for a get out of debt free card, but quickly realized managing money was really all common sense: having a plan for you money in a form of a budget and spend less then you make. If married, who initiated the debt free goal?

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Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JANUARY 20, 2017

you’d like to add to give the reader an idea about your personality. in our local church, and giving to others in need. A life goal of ours is. strict budget. We committed to using a cash budget, and we talked daily at. 1 – Set a budget. Not only did we write a new budget before the start of.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

Include anything that you’d like to add to give the reader an idea about your personality. Finally, we took the dive by making a budget and starting our debt snowball. Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. The budget is key.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Another example is that once a month I calculate our net worth and review our discretionary spending budget vs. actuals. In it, I list all of our financial accounts, doctors, important documents and other things they would need to get to (such as life insurance companies) when we are both gone. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100