Family Balance Sheet

JANUARY 29, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. See you on Thursday, February 26.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

MARCH 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. You’ll save yourself so much money. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month.

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

AUGUST 4, 2014

We found that we could save more than $100 every month just by going to an off brand. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

SEPTEMBER 9, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt? How often do you and your spouse discuss your finances/budget/spending? We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. So we both handle the money.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. Our Savings: $67 a month or almost $800 a year. Our savings: $55 a month or $660 a year. In January, I started a Grocery Spending Challenge , a virtual monthly accountability meeting to help us all stay within our grocery budgets. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

MARCH 6, 2012

Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. I have found that there is less tension when we are both on the same page with our goals, but you need to take the time to discuss those goals together. Or save money for a trip to Walt Disney World

Money 225

Money Financial Goals Goals Kids and Family 225

Savings Corner

DECEMBER 24, 2023

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. For instance, some people might want to buy a house soon while others are focusing on saving for retirement. That’s a wealth manager.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Family Balance Sheet

JANUARY 21, 2015

Finally, we took the dive by making a budget and starting our debt snowball. Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. The budget is key. How often do you and your spouse discuss your finances/budget/spending? The rest is history!

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

MARCH 24, 2013

When you have low income, little savings, not much time to accumulate or lots of debt, you probably don’t want to be investing at high risk levels, according to Invesco. Set your financial goals. In order to meet some financial goals, you must take some level of risk. Nothing in life is certain.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Savings Corner

DECEMBER 23, 2023

Life insurance may not seem like a priority right now, especially with competing financial concerns, such as saving for your first big purchases or paying off your student loans. Entering the Job Market If you’ve just started looking for a job, you may also be putting together a budget for the first time. Watch her story here.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

The Frugal Girl

MARCH 4, 2024

I’m Mary, and it’s a pleasure to participate in Kristen’s Meet a Reader series. How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) A third “why” is that saving money is like a game to me.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. She treated her role like a job and helped her family achieve financial independence. Review budget and spending. How can I reduce the grocery budget?

Office 182

Office Money Family Finance 182

Family Balance Sheet

FEBRUARY 4, 2015

Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. However, even if those things hadn’t come along, we were still on track to pay it off within 2 years just by saving every penny we could. I cut our grocery budget down to less than half of what it was.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JULY 22, 2015

After putting together a budget, it took us 18 months to pay off all of that debt! What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We combined our auto insurance policies since we had just got married which saved us a good chunk of money. What kind of debt was it?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

SEPTEMBER 20, 2016

Meet Kristy, aka, The Former Mrs. Jones. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. We do a monthly budget.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. I’ll continue to offer additional money saving tips, ideas, strategies and recipes like I always have, but I have some new themes that I will be starting next week. Weekly Meals on a Budget. How We Saved. And 2015 is no different.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 20, 2017

Meet Krystal. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. strict budget. We committed to using a cash budget, and we talked daily at. 1 – Set a budget. 2 – Used a cash budget. towards debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

Meet Angela. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story.

Debt 100

Debt Debt Free Budgeting Budget 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

DECEMBER 10, 2014

The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. How often do you and your spouse discuss your finances/budget/spending?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JULY 13, 2016

Making a budget and cutting expenses. If you look at our budget today vs 5 years ago when we started the journey: we have more than doubled our income, and expenses have slightly increased with the babies and some small luxuries. Working together, sharing the same goals and vision, talking about milestones. Teaching FPU.

Debt 100

Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Saving Money Today: A Tree Smashed Through My Roof and I’m Lucky – I can’t believe how lucky I feel that a tree fell through my roof and did $9,000 in damage. Everything Finance: Help Your Child Open a Roth IRA – One way you can help your child save for the future is to open a Roth IRA for him. I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. We followed a budget and switched to using cash, which helped us stay on track with the budget.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

FEBRUARY 10, 2017

” To get through that time, we crafted our Debt Freedom Plan , based on Dave Ramsey’s Baby Steps, but tailored to meet our own needs and self-employed lifestyle. At that time, I couldn’t cash flow the office budget, home budget, our loans, and retirement savings. Our goal is still debt freedom.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

FEBRUARY 9, 2018

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. She’s a very active kid, and missed swim practice and meets, her holiday band and choral concert, Girl Scout meetings, and holiday parties. As you can see we saved significantly in 2017 with Medi-Share on our monthly payment.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. Budget – Obvious, I know.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Use this to develop a budget & determine where you will cut back. (If What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JUNE 2, 2016

I sort of fell into a retail job just to make ends meet while I figured out what to do, only to find myself “typecast” into this role for the next 10 years, moving from one demanding position to another. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JANUARY 7, 2015

She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. We ended up using my remaining collage savings to pay that off. We did follow Dave Ramsey’s plan – we’re still following it as we save for the future. And it saves on gas too. Where are you from?

Debt Free 100

Debt Free Debt Budgeting Budget 100