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Start Planning and Budgeting for Summer TODAY!

Family Balance Sheet

If you haven’t already done so, NOW is the time to start mapping out and budgeting for summer. To help you plan your summer, I have added TWO summer freebies to my subscribers’ only page: a 2022 printable summer calendar and a summer budget spreadsheet. Budget your summer fun! Our Trip to the Shenandoah Valley, VA.

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What Is Financial Planning? | Bankrate

Savings Corner

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

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The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

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Do I Need a Financial Advisor? When it’s worth it

Savings Corner

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. When to get a financial advisor Not everyone needs a financial advisor, especially since it’s an additional cost.

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Meet Jackie. She and Her Husband Paid off $147,000 in Debt | Debt Free Stories

Family Balance Sheet

They ranged from a low of about $2,300/yr (no zeros missing there!) How often do you and your spouse discuss your finances/budget/spending? We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. What are your financial goals now?

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What Is A Personal Loan?

Savings Corner

Loan amounts vary widely, typically from around $1,000 to $50,000 or more, and interest rates currently range from about 6 percent to 36 percent. Repayment terms typically range from one to seven years. Before taking on debt, use a personal loan repayment calculator to help budget.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. Consider how different credit score ranges impact your interest rate, monthly payments and total interest. Create a housing budget The purchase price and down payment aren’t the whole picture. Determine the maximum loan you qualify for.