Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

OCTOBER 18, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 2: What are Your Financial Goals.

Finance 124

Finance Organic Organization Emergency Fund 124

Family Balance Sheet

OCTOBER 11, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 2: What are Your Financial Goals.

Finance 100

Finance Organic Organization Financial Goals 100

Family Balance Sheet

OCTOBER 31, 2014

During the series, we talked about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 2: What are Your Financial Goals. Thanks for understanding! Day 30: Grocery Budget Challenge. Budget Financial Organization'

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

DECEMBER 2, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. If you don’t have a Christmas spending list and BUDGET, download my FREE Christmas Budget Excel Spreadsheet NOW! Our mission: Live WELL, On LESS Money.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

MARCH 6, 2012

Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. I have found that there is less tension when we are both on the same page with our goals, but you need to take the time to discuss those goals together. Write down your goals and make them visible.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. If you don’t have a Christmas spending list and BUDGET, download my FREE Christmas Budget Excel Spreadsheet NOW! Our mission: Live WELL, On LESS Money. Wednesday: Spaghetti night.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

FEBRUARY 4, 2015

Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. I cut our grocery budget down to less than half of what it was. When the budget is already tight, there are only so many ways to save money. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

NOVEMBER 19, 2014

We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. How often do you and your spouse discuss your finances/budget/spending? When something unexpected comes up we have another budget meeting. Paying off debt can be done!

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

NOVEMBER 5, 2014

Look over your current budget. Meet with a financial advisor. Our goal is to meet with experts and ask them for advice. We had financial advisors look over our budget and make suggestions about what we could cut. Who initiated the debt free goal? Actually making a budget! We do it together.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

APRIL 3, 2014

I’m trying to find that balance of staying within a set budget while still eating well. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. Dining out is a separate line item in our budget. It is frequently a side dish at dinner.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

FEBRUARY 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. February Update.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

JULY 22, 2015

After putting together a budget, it took us 18 months to pay off all of that debt! The main arguments we had happened when we overspent in a budget category. But we learned to be flexible and did the best that we could to stay on track with our budget. How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

AUGUST 4, 2014

How often do you and your spouse discuss your finances/budget/spending? We are both self proclaimed budget nerds so we both handle the budgeting and financial decisions equally. What are your financial goals now? Currently our goal is to max out both of our Roth IRA accounts each year.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

SEPTEMBER 20, 2016

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. A HUGE chunk of that thanks to my husband. Thank goodness its illegal to sell cute little children, because I would have gotten a pretty penny for my son. We tried our best to stretch the food budget.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

MARCH 18, 2015

She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. We started making a monthly cash budget and paying with cash instead of credit or debit cards. How often do you and your spouse discuss your finances/budget/spending? Where are you from?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. Weekly Meals on a Budget. Budget Financial Freedom'

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I was looking for a get out of debt free card, but quickly realized managing money was really all common sense: having a plan for you money in a form of a budget and spend less then you make. If married, who initiated the debt free goal?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

SEPTEMBER 9, 2014

How often do you and your spouse discuss your finances/budget/spending? We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. What are your financial goals now? Quitting my job was a big financial goal that I just made happen.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JANUARY 21, 2015

Finally, we took the dive by making a budget and starting our debt snowball. Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. The budget is key. How often do you and your spouse discuss your finances/budget/spending? The rest is history!

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JUNE 16, 2015

She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How often do you and your spouse discuss your finances/budget/spending? So I take the clothing or grocery budget and stretch it as far as I can. What are your financial goals now? Thank you, Lydia, for sharing your family’s story.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

APRIL 1, 2021

You will be so thankful later. Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It was an escape from the office, but it was eating up my budget…see what I did there! 12 – Do It Yourself.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! The first thing we did was to review our spending and create a budget. Once we did our budget, we found that we could put all of that money that once disappeared towards our debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 18, 2015

I wanted to take all the fun out of life and nagged him constantly about the budget. How often do you and your spouse discuss your finances/budget/spending? I do the overall budget and daily tracking. We both see the overall goals and where we are going together. I spend 5 minutes a day on our budget and it is great.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

JULY 13, 2016

Making a budget and cutting expenses. If you look at our budget today vs 5 years ago when we started the journey: we have more than doubled our income, and expenses have slightly increased with the babies and some small luxuries. Working together, sharing the same goals and vision, talking about milestones. Its exponential.

Debt 100

Debt Debt Free Finds Home 100

Saving Cents With Sense

MARCH 21, 2011

His Financial Peace University teaches people how to make the right decisions regarding money and empowers them to achieve their financial goals. If you are already a subscriber (thank you!), It is a hands-on way to teach kids aged 3-12 lessons about earning and saving money. just leave me a comment!

Giveaway 94

Giveaway Package Financial Goals Debt 94

Family Balance Sheet

JANUARY 20, 2017

strict budget. We committed to using a cash budget, and we talked daily at. 1 – Set a budget. Not only did we write a new budget before the start of. came up that day that made us need to tweak some of our other budget. 2 – Used a cash budget. cash for our cash budget categories.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 24, 2023

Sellers still have an edge in many areas, thanks to a continued scarcity of houses, and no one expects a dramatic housing market crash. Get started: Define your personal and financial goals. Create a housing budget The purchase price and down payment aren’t the whole picture. Determine the maximum loan you qualify for.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 2, 2015

Just as others may struggle with staying on budget, we struggled in dealing with not having much time for each other or as a family during that time. How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now? Thank you, Acadia, for sharing your family’s debt free story.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

FEBRUARY 16, 2016

You will be so thankful later. Look for money within your budget and find creative ways to earn extra money. 8 – Rethink your gift spending and create a budget for the year. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

APRIL 19, 2016

How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now? Thank you, Anna, for sharing your Debt Free Story. I did mooch a little but that’s another story.;). Who handles the day-to-day finances in your home or do you work on it equally?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Thanks for the honesty. Sometimes a cash diet (not a crash diet) is necessary to get the ball rolling to help you reach your goals. This doesn’t mean you will always live with a cash budget, although you certainly could.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

NOVEMBER 12, 2011

– Thankful for any and all advice! Budgeting in the Fun Stuff: The Dollar Challenge – 20?s Smart Family Finance: Is Your Budget Easy to Beat? You are Probably Budgeting Wrong! – One of the most important components to a budget is setting financial goals. Haven’t read it?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

DECEMBER 10, 2014

I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. How often do you and your spouse discuss your finances/budget/spending? The daily finances are handled my me, but my husband and I have weekly money check-ins and monthly budget meetings.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. In 2020, we still use and are thankful for Medi-share. Home and auto expenses are two big budget categories and by keeping these expenses low, we were able to put more aside to our debts. We drive older cars.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. We followed a budget and switched to using cash, which helped us stay on track with the budget.

Debt 100

Debt Debt Free College Finds 100