Family Balance Sheet

SEPTEMBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 September Club August 100

Family Balance Sheet

JUNE 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

OCTOBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

APRIL 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100. Easy peasy!

2019 100

2019 April Club Christmas 100

Savings Corner

FEBRUARY 2, 2024

And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. Use this free savings calculator to understand how your money can grow over time.

Calculators 52

Calculators Saving Bank Banking 52

Family Balance Sheet

JANUARY 25, 2019

any savings from sales and coupons washed away from the interest accrued from unpaid credit card balance(s). But a cash Christmas equals: a stress-free Christmas. We have to plan and save for it. It’s part of being a responsible family budgeter. Step 1: Create a 2019 Christmas Budget. a relaxing Christmas.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

JANUARY 25, 2013

As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Once you have a gift budget for 2013 that you are comfortable with, divide that number by eleven. That final number will be your goal to save each month between now and November 25, 2013. It's awesome.

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

OCTOBER 14, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Since the underlying theme of this series is planning and budgeting, today’s assignment is to create a gift giving fund. Welcome to 31 Days to Organize Your Finances.

Finance 100

Finance Giving Organic Organization 100

Prairie Eco-Thrifter

JANUARY 19, 2015

Would you like to end 2015 with a bigger bank account than you currently have? Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Save all $5 bills that you get.

Money 100

Money 2015 Emergency Fund Bills 100

Savings Corner

DECEMBER 25, 2023

Our free calculator estimates your retirement nest egg based on your current retirement savings contributions and then calculates how it will stretch over your retirement in today’s dollars, taking inflation into account. Monthly contribution: This is the amount you save for retirement each month.

Calculators 52

Calculators Taxes Money Free 52

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education.

College 130

College Used 2020 Saving 130

Prairie Eco-Thrifter

MAY 22, 2011

Create a budget. It’s time that you put yourself and your family on a monthly budget. A simple budget allows you to regulate spending as well as track cost. That’s where a budget comes in handy. Budgets are also helpful tools to identify and minimize waste. Use a savings account to pay down debts.

Debt 157

Debt Recession Unemployment Budget 157

Couponing 101

JUNE 1, 2013

Looking for an easy way to stretch your budget? Capital One 360 is currently offering a $50 bonus when you sign up for a Capital One 360 electronic checking account. ’ Open an electronic checking account and make a total of 3 Card purchases and/or Person2Person Payments within 45 days of account opening.

Budget 97

Budget Budgeting Electronics Money 97

Prairie Eco-Thrifter

JULY 30, 2012

Create a Budget You have to have a budget to know where your money comes from and where it has to go to. A budget is like a personal financial plan; without it, you are unfortunately doomed to financial hassles, unless you have so much money, it doesn’t matter what you spend! Find where you over-spend and decide to cut back.

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

MAY 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal of $100 is now a part of our monthly budget and I was able to transfer the full $100 to our savings account in May.

Club 100

Club Christmas May Goals 100

Family Balance Sheet

JULY 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. Set aside your monthly savings goal for August. On with the July meeting.

Club 100

Club Christmas July August 100

Family Balance Sheet

JUNE 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. Set aside your monthly savings goal for July. On with the June meeting.

June 100

June Club Christmas Goals 100

Family Balance Sheet

APRIL 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I''m still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. We have made gift giving a line item in our budget since it can be a budget buster unless it is planned for.

April 100

April Club Christmas Goals 100

Family Balance Sheet

JANUARY 2, 2013

A cash Christmas equals: a stress-free Christmas. a "I don't have to worry, because I've saved money" Christmas. Before the first meeting on January 25th, there's a little bit of prep work to do on your end: Step 1: Create a Christmas Gift Budget. January's Goal: Create your budget, divide by 11 and save your first month's goal.

2013 113

2013 Christmas Club January 113

Couponing 101

JULY 2, 2013

For a limited time this week in honor of 4th of July, you can get a special $100 bonus when you sign up for a FREE Capital One 360 checking account ! Here’s what to do to get your $100 bonus: Head over to Capital One and apply for your fee-free checking account before July 3rd. is a post from Couponing 101.

4th Of July 85

4th Of July July Budgeting Budget 85

Family Balance Sheet

MARCH 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. It is a big change for us, but I was able to put some of that difference towards our Christmas savings account.

March 100

March Club Christmas Goals 100

Couponing 101

JUNE 27, 2013

Don’t forget about this awesome opportunity to earn an easy and FREE $50! Looking for an easy way to stretch your budget? Capital One 360 is currently offering a $50 bonus when you sign up for a Capital One 360 electronic checking account. You can use it as a secondary account and link it to your main banking account.

Budget 63

Budget Budgeting Electronics Money 63

Family Balance Sheet

APRIL 6, 2015

When you’re informed, you’ll be able to make better decisions when it comes to tax-advantaged investments, like retirement, health savings accounts, and educational savings accounts. The information is FREE to anyone, and you don’t even need a log in to have access to the content.

Taxes 100

Taxes Education Re-use Tools 100

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 31, 2020

I earned a free ham at my grocery store in December, so I baked it on New Year’s Day. I loaded up on their seconds and made my homemade sugar free applesauce. Related reading: How to Save Money on Groceries. How to Make Homemade Sugar-Free Applesauce. Yes, please! I like to keep homemade stock in the freezer.

January 130

January Frugal Green And Frugal Homemade 130

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. free except for our mortgage. What inspired you to become debt free? strict budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 19, 2011

My financial binder holds my monthly to-do list , my yearly goals, our Family Balance Sheet , our family budget, and our business budget and statistics. I keep separate binders for our Business Expenses & Statements , Business Taxes , Health Savings Account , Retirement , my passwords (with alphabet tabs), and Workouts.

Office 159

Office Organic Organization Friends And Family Sale 159

Couponing 101

JUNE 11, 2013

Looking for an easy way to stretch your budget? Capital One 360 is currently offering a $50 bonus when you sign up for a Capital One 360 electronic checking account. ’ Open an electronic checking account and make a total of 3 Card purchases and/or Person2Person Payments within 45 days of account opening.

Budget 45

Budget Budgeting Electronics Money 45

Family Balance Sheet

JUNE 25, 2011

It was a great strategy that first month, but I haven't been diligent enough to transfer the money to our savings account. Develop a Christmas gift budget for each person or expense on your list. Add up your budget and starting today, set aside money each month. Hit the Restart button. Did you over spend last Christmas?

Christmas 157

Christmas Credit Cards January Budgeting 157

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. It’s a question of how to ensure the gains outweigh the losses.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

MARCH 15, 2017

COBRA (an acronym for Consolidated Omnibus Budget Reconciliation Act of 1985) is a law that was passed during the Reagan administration that allows employees to continue their health coverage after leaving employment, but the employee must pay for it. I had no idea how easy health care was for us until I left that corporate job.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget. It’s a word that we had always been afraid to use, and it was a word that would also set us free. Get Started with Your Own Monthly Budget.

Debt 100

Debt Finds Debt Free Television 100

Saving Cents With Sense

MAY 26, 2014

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Build a Budget & Emergency Fund.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Family Balance Sheet

AUGUST 28, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. Set aside your monthly savings goal for September. How did I do in August?

August 100

August Club Christmas Goals 100

Prairie Eco-Thrifter

JANUARY 1, 2013

Set up a savings account linked to your checking account and automatically transfer a set amount every payday. The best way to get out from under this disastrous situation is to create a budget and plan what to spend your money on. Should You Save Or Invest Your Money? So, have you made any of these mistakes?

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Couponing 101

SEPTEMBER 22, 2012

Looking for an easy way to stretch your Christmas budget? ING is currently offering a $50 bonus when you sign up for an ING Electric Orange checking account. Open an Electric Orange account and make a total of 3 Card purchases and/or Person2Person Payments within 45 days of account opening.

ING Direct 102

ING Direct Budgeting Budget Christmas 102