For the Mommas

JANUARY 11, 2011

So you can save money at the store. but the question is what are you doing with that savings. Shelly from Coupon Teacher gives us some ideas about how we can save our savings. I see it on frugal blogs all the time. “I and saved over $30!”. Sometimes I wish for a way to really “save” those savings.

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. I read Millionaire Women Next Door around the same time that I became a mother and left the full-time work force to stay at home with our new baby.

Office 182

Office Money Family Finance 182

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense. Bank Your Savings.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I work full time in IT and my wife works part time in retail. So we got a budget together in an excel spreadsheet. Little things like coffee, lunches, fast food etc add up and can kill your budget.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JULY 13, 2016

Drew works full time for Department of Defense. Farrah works part time for Department of Defense. Making a budget and cutting expenses. Promotions, new jobs, side work, selling stuff, etc etc… All the time we kept the same cost of living and just banked and smacked the debt in the face. We do a monthly budget.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

SEPTEMBER 20, 2016

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. My husband is an extremely hard worker as he works and goes to school full time. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Savings Corner

FEBRUARY 2, 2024

Further, good credit can qualify you for lower interest rates, which saves you money. When you submit an application to rent an apartment, the landlord may look at your credit score to gauge how likely you are to pay your rent on time. Annual fee It’s ideal to avoid an annual fee when you’re on a student budget.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

MAY 24, 2011

I think I can hear the groans and screams already, “But I don’t have any extra time! I already work a full time job and there’s just no time in my schedule for anything else!&# Save up an extra $10,000 from that part-time job and quit. Related posts: Make Your Budget Work with 9 Key Steps.

Work 154

Work Part Time Television Televisions 154

Prairie Eco-Thrifter

OCTOBER 8, 2013

When I first started taking courses toward my degree, I quickly realized that the money that I’d saved up barely covered my textbooks for the year and I had to be resourceful to figure out how to come up with the cash. That helps with the budget for the current semester, as well as provides more time to work.

Student 184

Student Education Co-Op College 184

Prairie Eco-Thrifter

JULY 20, 2011

In response to a pay cut at work three years ago, I started living a frugal lifestyle and decided to save wherever I could. Eventually, I staged an all-out assault on every area of spending in my budget. In my quest for frugality, however, I’ve learned that some would-be saving methods are not truly practical.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

OCTOBER 19, 2014

As someone who has started a full time job right after school, I have learned that both job security and freedom are mutually exclusive. At the present moment, I am working 45+ hours a week in a public sector job where I end up having very little time for myself. Job security vs. freedom. Be willing to make an investment.

Personal Finance 157

Personal Finance Money Simple Work 157

Family Balance Sheet

JANUARY 11, 2016

Here are some interesting statistics for you to ponder: 60% of Americans have less than $25,000 saved for their retirement. Among people ages fifty-five to sixty-four, the average household retirement savings is only $12,000. **. The average Social Security benefit is $1194 a month. Become the CEO of YOUR Retirement.

2016 100

2016 Debt Finance Tools 100

Family Balance Sheet

JULY 2, 2015

It took us two years of my husband working full-time at his job and then using every other second to work on the house. We sacrificed a lot of time together and took on a lot of stress during this time. But in the end, we ended up making enough profit to pay off our debt entirely and still put some into savings!

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

MAY 4, 2011

It’s well within a college student’s ability to start saving money while they’re still getting a degree, and to graduate with a firm grasp on their finances and an idea of how to succeed going forward. Related posts: 5 Ways to Trim Your Budget For Your Child’s College Fund. Happily, that’s not the case.

College 169

College Graduation Credit Cards Re-use 169

The Frugal Girl

NOVEMBER 13, 2023

How did you get interested in saving money? My interest in frugality is less about saving money specifically, and more about making good use of the resources I have. What’s the “why” behind your money-saving efforts? What single action or decision has saved you the most money over your life?

Kids and Family 191

Kids and Family Parenting Cars Car 191

Savings Corner

DECEMBER 27, 2023

With limited budgets and resources, many small businesses are apt to hire an outside consultant to help assist them with installing, managing, updating, and troubleshooting their technology. If you don’t mind driving, this can be a quick and easy way to make money—whether on the side or as a full-time gig.

Real Estate 52

Real Estate Re-use Podcasts Work 52

Family Balance Sheet

DECEMBER 10, 2014

I took on extra work outside of my full-time accounting job. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 227

Debt Debt Free Financial Goals Goals 227

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) What’s the “why” behind your money-saving efforts? A third “why” is that saving money is like a game to me.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

JULY 25, 2013

Gosh time flies. I think that is pretty good with working full time and studying. Travelling on a budget as a young adult or recent graduate can be expensive. I wrote a test for my course and did good on it so that has taken some heat off. I have another test next week and then a final and the course is done.

Fridays 169

Fridays Finance College Debt Free 169

Prairie Eco-Thrifter

JUNE 27, 2013

It helps take some pressure off that is for sure especially when I am still working full time while taking this course. Kevin from Free from Broke wants to know if you should save for college or save for retirement first. When it comes to being frugal, there is a line that you shouldn’t cross to save those pennies.

Fridays 153

Fridays Parenting Budgeting Budget 153

Prairie Eco-Thrifter

JANUARY 22, 2013

If you’re already barely living from check to check, your credit rating is really low and you don’t have a lot of money in your checking on savings account, you may want to wait before having a child. Do you live in a studio apartment or a one-bedroom place because that’s currently what your budget can afford?

Kids 222

Kids College Tuition Birth Control Insurance 222

Prairie Eco-Thrifter

JULY 24, 2013

Many families can’t afford to have their kids in all of the sports and activities that they want to be involved in, while still dressing and feeding their growing teens and usually a house full of their friends as well. Time is a factor in high school, because teenagers will be in school all day.

College 228

College Kids and Family Activism Unemployment 228

Prairie Eco-Thrifter

MAY 30, 2011

The Single Saver is a website dedicated to helping singles and small families save money with easy to implement money saving tips. Outside of my blogging life, I work full time as a magazine editor/designer for a large national company and I also teach part-time at a local University. Going out is expensive.

Frugal 157

Frugal Hobby Green And Frugal Home and Garden 157