Family Balance Sheet

JANUARY 31, 2020

Frugal Kitchen in January: Meal Plan. I started a new grocery shopping routine in January and it is working out splendidly! — We ate a lot of sweet potatoes in January. Found Money in January: I have an old savings account that I hold on to, because it’s at the same bank as my kids’ savings accounts.

January 130

January Frugal Green And Frugal Homemade 130

Family Balance Sheet

APRIL 11, 2020

How I’m managing our family budget during the Pandemic: We pay ourselves at the beginning of each month, so when this crisis started in mid-March, we were covered for the month. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. Share in the comments!

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

JANUARY 10, 2014

Are you spending more on groceries every month than your budget allows? This year, I need to reduce our monthly grocery spending to $450 a month to stay within our overall budget I have planed for 2014. Why YOU should participate in the Grocery Budget Challenge: 1. To help you stay within your grocery budget on a monthly basis.

Budgeting 174

Budgeting Budget Groceries Grocery 174

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? with their goals. These folks didn’t corner the market on goal success either, instead they just got the task DONE. His 2017 goal is to make $100,000 in online income. She hit that goal in September 2016. Getting Started.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. SO THIS WILL BE THE YEAR…YAY… WOOHOO… BUT……in order to reach our goal by the end of the year, we need to find/earn more money than we currently are able to come up with each month. 2016 will be THE year.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

NOVEMBER 30, 2014

Back in January I introduced the 2014 Grocery Budget Challenge. I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. It was a bold goal to reduce our spending by so much and I knew I would have to be very diligent with my meal planning.

Budgeting 124

Budgeting Budget Groceries Grocery 124

Family Balance Sheet

JUNE 30, 2014

Ok, Ok, let’s talk grocery budget! The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My budget is $450. February Meeting.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

OCTOBER 6, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today’s assignment: List your SMART financial goals.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

MARCH 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. How Did We Do in March. April’s Assignments.

Budgeting 100

Budgeting Budget March Groceries 100

Family Balance Sheet

APRIL 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for May.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

JANUARY 3, 2013

To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Our goal with the Christmas Savings Club is to save enough cash to achieve a Cash Christmas in 2013. Next, fill in a budget for 2013. Thanks for reading.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. How did we do in February?

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. I’m a big fan of Zero Based Budgeting.

March 100

March Financial Goals Budgeting Budget 100

Family Balance Sheet

OCTOBER 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. How Did We Do in September & October.

Budgeting 100

Budgeting Budget September October 100

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100

February Frugal Financial Goals Budgeting 100

Marnies Coupon-a-rama

FEBRUARY 1, 2014

Our goal was $125 and we made it!! Here''s what we did for January!! FINAL OOP for January: $123.36! Looks like we are starting the year off good. OOP: $156.40 $33.04 (minus rebates etc.) TOTAL SAVINGS: $785.62!! Total hours spent 16 1/2 hours includes cutting, sorting, preparing lists and shopping-I kept a log We made $47.67

January 40

January Budgeting Budget 2014 40

Family Balance Sheet

MARCH 25, 2019

On January 25, 2019, I started the Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . My monthly goal is $100. How did I do in March?

March 100

March Club Christmas Budgeting 100

Family Balance Sheet

MARCH 5, 2021

In January, I found more extra money than I ever have and I was so excited about it, BUT unexpectedly, February…blew.it.out.of.the.water! In January 2020, we booked round-trip flights to Paris for the four of us. I donated plasma 5 times in February which is short of my goal of 8 times. Found money recap: January 2021.

February 257

February Money Airline Flights 257

Family Balance Sheet

JANUARY 29, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In January, I only ventured into Target because our daughters wanted to go and spend some of their Christmas gift money. How did you do in January? Surprisingly I was able to walk out with nothing for myself.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. In January, I found $370 to put towards our debt: 1. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

NOVEMBER 25, 2019

On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly savings goal was $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018.

2019 130

2019 November Club Christmas 130

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. In January 2020, we had a lot of savings goals. How I’m Managing our Family Budget during the Pandemic.

Debt 130

Debt 2020 2019 Financial Goals 130

Family Balance Sheet

JUNE 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

FEBRUARY 25, 2019

On January 25, 2019, I started the Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . I offer a FREE Christmas Budget spreadsheet to my email subscribers.

2019 100

2019 February Club Christmas 100

Family Balance Sheet

SEPTEMBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018.

2019 100

2019 September Club August 100

Family Balance Sheet

MARCH 11, 2021

Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. M – measurable.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

JANUARY 25, 2019

On January 25, you might not want to even think about Christmas. a stressful January and beyond. It’s part of being a responsible family budgeter. If you woke up to a large credit card balance in January because you charged your way through the holiday season, join me to start today planning for a cash Christmas.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. So, how did I do in January?

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

APRIL 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

JULY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018.

2019 113

2019 Club July Christmas 113

Family Balance Sheet

MAY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

APRIL 2, 2021

January and February were stellar months with finding money. This money will be put in our Medical Out-of-Pocket budget category. I donated plasma 5 times in March which is short of my goal of 8 times. Found Money Recap: January 2021 – I found $1681. Yep, I found a $20 bill while running on the beach!

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

OCTOBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. We want to have our cake and eat it too. Gym Membership. Our savings: $55 a month or $660 a year.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

AUGUST 11, 2014

I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. Use this to develop a budget & determine where you will cut back. (If

Debt Free 235

Debt Free Debt Mom Goals 235