Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. This money will be put in our Medical Out-of-Pocket budget category. I donated plasma 5 times in March which is short of my goal of 8 times. Yep, I found a $20 bill while running on the beach! Plasma earnings: $207.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

MARCH 5, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I donated plasma 5 times in February which is short of my goal of 8 times. Any money I earn from Ibotta goes back into my grocery budget. Yep, I found a $20 bill on a morning run at the beach! Plasma earnings: $325.

February 257

February Money Airline Flights 257

freestuff.tv

MAY 18, 2011

Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. Through a budget they can monitor their investment and make the most of their hard-earned dollars. This will help you stay out of debt.

Budgeting 130

Budgeting Budget Debt Debt Free 130

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. What are the reasons you want to get out of debt?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

NOVEMBER 5, 2014

We put any extra money that would come in toward our debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Make paying off debt a priority. Look over your current budget. Our goal is to meet with experts and ask them for advice.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

MAY 27, 2015

There were two things that inspired us to pay off debt. I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Extra money from budgeting wisely and spending less (specific tips below).

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

NOVEMBER 19, 2014

We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. Who initiated the debt free goal? Were there arguments during the time you were working on your debt? How did you celebrate when you became debt free?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

Another way to do this, if you have self control (which I don’t), is the budget just as if you were making the same amount as before, and manually reroute your extra money to your savings goal. Keep Your Goals in Mind When your income increases or expenses drastically decrease (like when you pay off debt), keep your goals in mind.

Debt 189

Debt Goals Money Bills 189

Savings Corner

APRIL 4, 2024

Make sure to keep your credit score in the best shape possible and work on paying off debt to lower your debt-to-income ratio. The best ways to get a personal loan that suits your budget and goals are taking care of your financial health and shopping around to compare loan interest rates.

Debt 52

Debt Bank Banking Credit 52

Family Balance Sheet

DECEMBER 10, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. Who initiated the debt free goal? How did you celebrate when you became debt free?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. What are the top 3 – 5 ways you found money to put towards debt. The first thing we did was to review our spending and create a budget.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. ” By planning our meals and grocery list, I am able to maintain our grocery budget and still eat very well.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Decide here and now what your goals are and write them down.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JANUARY 20, 2017

A life goal of ours is. When we added my grad school loans to our other debts and our regular. strict budget. towards our debt. Little by little, we paid off each loan before moving. towards debt. We committed to using a cash budget, and we talked daily at. 1 – Set a budget. in America.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

AUGUST 5, 2015

My husband has always been the one who has felt the full weight of our debt. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. What are your financial goals now?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

APRIL 9, 2021

Something happens mentally when you WRITE down your goals and plans for execution. We used Dave Ramsey’s debt snowball method. | We originally (and naively) estimated that we would be done by end of 2016, however, 2016 was not been kind to us, and we moved this goal into 2017. How to Create your own Debt Freedom Plan.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

APRIL 12, 2016

I read it in two days and I was sold on the idea of being debt free. Share the top 3 – 5 ways you found money to put towards debt. Simply doing a budget. What habits did you form while being debt free that will now stick with you for the long term? What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? We both were on board with the debt-free goal. I’m not sure who was the first to suggest paying off the house. How often do you and your spouse discuss your finances/budget/spending?

Debt Free 100

Debt Free Debt Budgeting Budget 100

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Create a budget. According to the Wall Street Journal, 88% of resolutions fail, so the key here is to set small, achievable goals that add up to a whole lot of savings. There are websites out there that will allow you to set a goal.

Monitors 40

Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. If we put our mind and actions to reaching a goal then we will complete it. Being prepared financially is a must for a healthy budget.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JUNE 2, 2016

Spending Audits Not Budgets – This might be a little controversial, but I tried budgeting and kept on failing. In general though, the process of paying off debt has taught me a lot of things, and its a lifestyle I continue to this day. What are your financial goals now? Are those jeans worth it?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JULY 2, 2015

We have been given money ourselves during our process of paying off debt and try to remain grateful and giving. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? My husband and I really do see eye to eye when it comes to debt.

Student 100

Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. We still refer to it often to remind ourselves of our goals and objectives. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away.

Emergency Fund 100

Emergency Fund Money Finance Debt 100