For the Mommas

NOVEMBER 7, 2022

My 10 Budgeting Hacks For 2023. Having a budget tells me how much money I have every month, and how much I can afford to spend after emergencies. Budgeting also tells me where I need to start making changes and how much I can save and invest: The below hacks will help you put some extra pennies in the bank.

Budget 52

Budget Budgeting Bank Banking 52

Prairie Eco-Thrifter

AUGUST 7, 2012

You’ve heard the saying that nothing worthwhile is achieved without a goal? Setting financial goals is an important part of planning to achieve financial security and have enough money in your retirement years to live the way you want. So, how do you set financial goals as part of a financial plan? When will you have kids?

Financial Goals 213

Financial Goals Goals Making Simple 213

Prairie Eco-Thrifter

APRIL 16, 2014

Have you ever made a contingency budget- a plan for how you would pay your bills if you suddenly lost your income or how you would handle an unexpected windfall of cash? Have you even created a budget for your current expenses ? The Low Budget. The Medium Budget. Let’s start on the low end and work our way up.

Budget 188

Budget Budgeting Lowes Goals 188

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. with their goals. She hit that goal in September 2016.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. We have a retirement to plan , our daughters’ college to save for, and many places to visit. Fortunately, I’ve never met a goal I couldn’t handle. 2016 will be THE year. In other words, I’m coming up short.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. Budget items we are temporarily stopping for now: EVERYTHING ELSE!

Budget 246

Budget Budgeting Family Debt 246

Family Balance Sheet

NOVEMBER 30, 2014

Back in January I introduced the 2014 Grocery Budget Challenge. I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. It was a bold goal to reduce our spending by so much and I knew I would have to be very diligent with my meal planning.

Budget 124

Budget Budgeting Grocery Groceries 124

Family Balance Sheet

JANUARY 10, 2014

Are you spending more on groceries every month than your budget allows? Last year, I ran a monthly series, The Christmas Savings Club , that encouraged all of us to save monthly so that we could have a cash Christmas. Why YOU should participate in the Grocery Budget Challenge: 1. Are you an impulsive grocery shopper?

Budget 174

Budget Budgeting Grocery Groceries 174

Prairie Eco-Thrifter

JUNE 30, 2014

We knew that we would at least partially combine our finances when we were officially married, but when we were making our combined budget before going to the bank and officially combining, we hit a bit of a road block when we realized that we have a huge disparity in our financial goals. Compromising is Key. Money Tips'

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Family Balance Sheet

JUNE 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

MARCH 25, 2019

On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. My monthly goal is $100. This should cover my tentative Christmas budget that I based on what we spent in 2018. How did I do in March? April’s Assignments: 1.

March 100

March Club Christmas Budget 100

Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 September Club August 100

Prairie Eco-Thrifter

AUGUST 31, 2014

When I first met him, my husband was not a budgeter. He was happy saving a small amount of his money and spending the rest, and he felt that budgets were restrictive and for people with a lot less money than he had. When I started budgeting, many pieces of the money puzzle fell into place for me.

Budget 180

Budget Budgeting Money Finance 180

Family Balance Sheet

NOVEMBER 25, 2019

Today is the final meeting of the 2019 Christmas Savings Club! . On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly savings goal was $100. It became a habit.

2019 130

2019 November Club Christmas 130

Family Balance Sheet

JULY 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 113

2019 Club July Christmas 113

Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

APRIL 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

MAY 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 Club Christmas May 100

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” ” – T.T. Munger As T.T.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JANUARY 3, 2012

We talked through some issues and opportunities for our business and our personal, family, and financial goals. Our 2012 Financial Goals. We have set a goal date of July 2015 to pay off all of our debt. Currently, we have about 3 months salary saved, but we are self-employed and should have a six month security net.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. How did we do in February?

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

FEBRUARY 25, 2019

On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. The First Assignment: The assignment that is due today was to create a total Christmas budget. That final number was how much you need to save each month from 2/25 – 11/25.

2019 100

2019 February Club Christmas 100

Family Balance Sheet

SEPTEMBER 22, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. My #1 Simple Tool that Saves Me Hundreds.

Budgeting 100

Budgeting Budget Financial Goals Tacos 100

Family Balance Sheet

JANUARY 3, 2013

Yesterday, I announced my new year long series, Christmas Savings Club. To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Next, fill in a budget for 2013. I'm offering the excel spreadsheet FREE to my readers.

Budget 100

Budget Budgeting 2013 Christmas 100

Family Balance Sheet

OCTOBER 20, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons.

Budgeting 100

Budgeting Budget Leftovers Daughter 100

Prairie Eco-Thrifter

OCTOBER 17, 2012

Who needs a budget?’ So who needs to worry about budgeting, savings plans and a secure financial future? The thing is, not having a budget is rather like not having a map when you set out on a road trip. If they had a budget, they would know the answer to this, right down to the last cent. . Well, actually, no!

Budgeting 214

Budgeting Budget Debt Money 214

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My budget is $450. February Meeting.

Budgeting 100

Budgeting Budget Grocery Groceries 100

Family Balance Sheet

OCTOBER 13, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Prairie Eco-Thrifter

JANUARY 18, 2011

We often approach goals as a chance to change. Setting a goal is our chance to finally save that money, lose that weight, or exercise more. Having a new goal is great in the beginning because there is nothing like the feelings of excitement of finally making a positive change in your life.

Goals 124

Goals Motivation Work Budgeting 124

Family Balance Sheet

SEPTEMBER 29, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. My #1 Simple Tool that Saves Me Hundreds.

Budgeting 100

Budgeting Budget Homemade Financial Goals 100

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. My #1 Simple Tool that Saves Me Hundreds.

Budget 100

Budget Budgeting Freezers Kids and Family 100

Family Balance Sheet

JANUARY 25, 2019

But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. any savings from sales and coupons washed away from the interest accrued from unpaid credit card balance(s). Add up the total.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

SEPTEMBER 1, 2017

It’s been a long time since I’ve shared the series, What We Ate this Week on our Budget , but I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons.

Budgeting 100

Budgeting Budget 2017 Financial Goals 100

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. My grandmother taught me this money saving tip years ago and I now only buy the seconds. 8 Freezer Meal Recipes.

Budget 100

Budget Budgeting 2017 Home and Garden 100

Family Balance Sheet

FEBRUARY 23, 2016

We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. It’s a crazy goal, but I like a challenge and I’m looking forward to our reward when everything is paid off. What are you willing to give up to reach your goal? 5 – Prominently post a goal tracker.

Debt 100

Debt Goals 2016 Calculators 100

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. My monthly goal is $100.

Christmas 127

Christmas Club Goals Budgeting 127