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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. In 2015, the monthly challenge will be Choose Thrift First. Can I find what I need at a second hand or thrift store? Thrifting'

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5 Easy Budget Categories to Reduce

Family Balance Sheet

The 5 Easiest Budget Categories to Reduce. If you are trying to reduce your expenses, groceries should be the first thing you attack. They are by far the easiest & quickest category to reduce in a household budget. And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS.

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Yesterday’s assignment was to figure out where you are spending money. Today’s assignment: Reduce Your Spending in at least 3 Budget Categories.

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Take Control of Your Money in 2015

Family Balance Sheet

Choose Thrift First Challenge. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. In 2015, the monthly challenge will be the Choose Thrift First Challenge. Weekly Meals on a Budget.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. 2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Look for money within your budget and find creative ways to earn extra money. Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. How much can you save just by cutting out non-essential spending? ” Trust me, YOU WILL SURVIVE! Become hyper-focused on funding this account.

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10 Smart Ways to Become Debt Free

Family Balance Sheet

When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. But if you currently do not have a system, read my tips on how to track your current spending. Brian and his wife used excel to create a budget spreadsheet.

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