Prairie Eco-Thrifter

JANUARY 19, 2015

Would you like to end 2015 with a bigger bank account than you currently have? Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Save all $5 bills that you get.

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Money 2015 Emergency Fund Bills 100

Prairie Eco-Thrifter

JULY 30, 2012

Create a Budget You have to have a budget to know where your money comes from and where it has to go to. A budget is like a personal financial plan; without it, you are unfortunately doomed to financial hassles, unless you have so much money, it doesn’t matter what you spend! Grow Your Money Put your money to work.

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Debt Budgeting Budget Finance 202

Family Balance Sheet

MAY 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal of $100 is now a part of our monthly budget and I was able to transfer the full $100 to our savings account in May.

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Club Christmas May Goals 100

Nicoles Nickels

MAY 27, 2011

Life insurance isn’t necessarily a fun thing to talk about, but it IS a necessity – and the Gerber Life Grow-Up® Plan is a great way to start protecting your children now while also saving money! Since 1967, Gerber Life Insurance Company has provided quality life insurance, especially for young families on a limited budget.

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Life Insurance Gerber Growing Insurance 45

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. Earn Additional Income.

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Financial Goals Goals 2018 Debt 113

Penny Pinchin' Mom

FEBRUARY 16, 2024

What you can do is control how much of your money you spend on bills in any given month and how much of it you save for your long-term financial planning and security. Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? You can even add it to your emergency savings fund.

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Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

MAY 6, 2012

For a number of years, financial experts have been advising young people to set up a retirement savings account right from when they first start paid work. There are numerous scenarios that show the exponential growth of small amounts of savings over the working life of an individual. The ones who listen will be glad they did.

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401K Saving Part Time Money 261

Savings Corner

DECEMBER 27, 2023

When done responsibly, investing is a great way to grow your money. In the video below, learn more about how investing harnesses the power of compound interest, and differs from saving. Best for : Savings accounts are best for short-term savings or money you need to access only occasionally — think an emergency or vacation fund.

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Real Estate Bank Banking Money 52

Prairie Eco-Thrifter

JUNE 18, 2021

Retirement has become an uncertain landscape for many families as they’ve watched economic markets shift and debt grow while financial burdens wreak havoc. Depending on how organized you are with your money, you may already have an accurate depiction of your budget. Look at your current savings as well.

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Insurance Re-use Delivery Service Family 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. Before I took up my Financial Reboot journey, I was more focused on growing my savings accounts as opposed to paying off debt first.

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

AUGUST 12, 2013

I was contributing hundreds of dollars each month to it, and now I could add that back into my savings plan or budget. Instead of blowing the cash that you are used to putting away after months of saving, why not put it toward your retirement? You might as well make that money grow.

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Emergency Fund Debt Goals Money 200

Family Balance Sheet

MARCH 15, 2017

COBRA (an acronym for Consolidated Omnibus Budget Reconciliation Act of 1985) is a law that was passed during the Reagan administration that allows employees to continue their health coverage after leaving employment, but the employee must pay for it. I had no idea how easy health care was for us until I left that corporate job.

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Health Insurance Insurance Health 2003 100

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense. Bank your savings.

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Craigslist West Virginia Bank Banking 78

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? When my brother and I were growing up, our parents didn’t have much discretionary income. I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Alan doesn’t share that regret.

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Green And Frugal Kids and Family Hotel Frugal 181

Family Balance Sheet

JUNE 4, 2015

I poured over both our business and our home expenses, created a line item budget, and a made a plan for every dollar that was coming in. We must start saving for retirement again , we need to start college saving accounts, and it would be nice to take the kids to Disney while they’re still princess fans.

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Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

MAY 1, 2012

Tarahas this idea – “I made a game of finding new ways to stop spending everything I earned so I could save. When I found a new way, I bought a small treat and then put the rest into my growing savings account. Gee, it mounts up quickly!” Bobbi started cooking at home instead of always dining out. “I

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Money Debt Debt Free Cooking At Home 211