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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

How I’m managing our family budget during the Pandemic: We pay ourselves at the beginning of each month, so when this crisis started in mid-March, we were covered for the month. We were privileged to be able to do so for a few months but we must stop this for the unforeseeable future. Folks did we just enter the twilight zone?!

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Choose Thrift First Challenge – January Meeting

Family Balance Sheet

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. I’m curious to see how much we can save and also how creative we can get by making do with what we already own or looking for things at a thrift store.

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Our Big Financial Goal for 2016

Family Balance Sheet

I have made a pact with myself that if I don’t already own something that I need, I will either: make do with what I have, find said item at a thrift store, borrow, or forget about it. We will continue to save for travel and it is already part of our budget. I think I’ll survive. Choose Thrift First. Home Projects.

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Choose Thrift First | February Meeting

Family Balance Sheet

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. February Update.

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Our 2018 Financial Goals

Family Balance Sheet

I have started calling around for fees and hope to have this complete by end of January. I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. Choose Thrift First. Plan our Spending.

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Take Control of Your Money in 2015

Family Balance Sheet

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

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