Family Balance Sheet

MARCH 5, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. In January, I found more extra money than I ever have and I was so excited about it, BUT unexpectedly, February…blew.it.out.of.the.water! In January 2020, we booked round-trip flights to Paris for the four of us.

February 257

February Money Airline Flights 257

Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. January and February were stellar months with finding money. This money will be put in our Medical Out-of-Pocket budget category. Found Money Recap: January 2021 – I found $1681. Plasma earnings: $207.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

FEBRUARY 2, 2017

Each month when they do their budget, they update their chart. Jacki and her husband take the month of January to map out their goals for the year. If your big dream requires money, start saving, begin to budget, and direct your money in a way that you will be ready for opportunity when it comes up. S = Be SPECIFIC.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

OCTOBER 6, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Too often we only think about goals in January, but today we’re going to work on new financial goals. Is it to pay off your house? S – specific.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

AUGUST 4, 2014

We also were working on paying for Jon’s master’s degree and then my own masters degree, which I completed in December 2013. With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us.

Debt Free 243

Debt Free Debt Goals Student 243

Savings Corner

APRIL 4, 2024

10.16% The average $30,000 HELOC rate as of the beginning of January 2024 — up from 7.62% in January 2023. As of late January 2024, home equity loan rates for the benchmark $30,000 loan are averaging just under 9 percent, within a tight range of 8.5 This might make it easier for you to budget for and pay each month.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

APRIL 9, 2021

During our debt payoff mode, we camped and went on beach trips with extended family, but never left the country…honestly, we never left the east coast. In January of 2020, we made summer plans (and bought airline tickets) to go see friends who moved to Europe. Our smallest debt was a credit card that had a $600 balance.

Debt 130

Debt Emergency Fund 2019 Debt Free 130