Family Balance Sheet
JUNE 24, 2021
Not sure how to budget for your once-a-year bills? But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance.
Savings Corner
DECEMBER 24, 2023
Refinancing your car loan can lower your interest rate and save hundreds or even thousands over the life of your loan. No matter the circumstance, it is worth your while to calculate savings and compare auto refinancing rates. This way, you can calculate if refinancing will really save you money compared to your current loan.
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Savings Corner
DECEMBER 27, 2023
Managing a personal loan successfully, however, requires understanding how the payments change your monthly budget and creating a clear plan to pay off the loan. Because of the short terms on unsecured loans, Downing says she doesn’t get a lot of inquiries about refinancing them, but there are times when it’s beneficial.
Savings Corner
DECEMBER 24, 2023
These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?
Saving Cents With Sense
JUNE 19, 2013
The most significant chunk of your monthly budget is likely spent on mortgage payments, and the Federal Housing Administration (FHA) suggests homeowners can lower monthly mortgage payments by refinancing their mortgages. If you’ve stopped going to the gym, it may be time to cancel your monthly membership.
Prairie Eco-Thrifter
AUGUST 15, 2018
But you find that that alone may not cut it sometimes, and may not be the best solution. And it may get even worse if you already spend most of the day at your main job. So, what the best solution that you can use to ease your budget difficulties? It will help lessen the financial strain, but not fully eradicate it.
Family Balance Sheet
APRIL 9, 2015
I started our personal escrow account years ago, when we refinanced our mortgage. This new number will become a line item on your monthly budget. This system could take you up to a year to run smoothly, so if you start the fund in May and a bill is due in June, you most likely will not have enough money in your fund yet.
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