Family Balance Sheet

APRIL 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

MAY 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

FEBRUARY 25, 2019

On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. The First Assignment: The assignment that is due today was to create a total Christmas budget. That final number was how much you need to save each month from 2/25 – 11/25.

2019 100

2019 February Club Christmas 100

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” Start Using Cash This is a wonderful way to save money.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

APRIL 8, 2019

Today we are going to learn how to go green, get healthy, and save money at the same time. If you want to save money on costs related to healthcare, exercising on a regular basis is a must. Most gyms have very affordable rates and motivational programs, helping you get healthy without needing to spend too much. Eat Seasonally.

Saving Money 113

Saving Money Green Money Home and Garden 113

Family Balance Sheet

JANUARY 20, 2023

In 2021, I wanted to increase our savings but didn’t attach any number to it, so we floundered that year away. We have a number that we want to save for each daughter. —>>Our 2023 Financial Goal: Save a set amount for college.<<— We want to assist our daughters with their college expenses.

Financial Goals 130

Financial Goals Goals Debt College 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Up for a Car Without Breaking the Bank appeared first on Penny Pinchin' Mom. Learning how to save up for a car is like learning how to save up for anything; it calls for discipline and a few financial tricks. Learning how to save up for a car without breaking the bank can now be somewhat difficult.

Cars 52

Cars Car Bank Banking 52

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. On with the meeting. How did I do in April?

April 100

April Club Christmas Goals 100

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. Written Budget. Create a hand written budget and make several copies.

College 100

College Budgeting Budget Friends And Family Sale 100

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Just remember, we're saving for A CASH CHRISTMAS!

March 100

March Club Christmas Goals 100

For the Mommas

JULY 17, 2016

5 Ways to Make Living on a Budget Fun. If you think words like budget and fun don’t belong in the same sentence, you may need to shift your thinking on budgeting. Sure, living on a budget isn’t as fun as taking a great vacation abroad, but it doesn’t have to be depressing either. Create a budget accountability group.

Budget 40

Budget Budgeting Making Craigslist 40

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. Retirement – How much do you need to save from each paycheck to retire comfortably? Investments – How can you save and invest to grow wealthy?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

NOVEMBER 19, 2014

We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We ate at home a lot and watched our food budget carefully. How often do you and your spouse discuss your finances/budget/spending?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Christmas Savings Club' How did I do in May?

Club 100

Club Christmas May Goals 100

Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Our monthly goal for Christmas savings is $100.

Club 100

Club Christmas July August 100

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

Check them out: Good Reads From The Blogosphere: Mr.CBB @ Canadian Budget Binder makes a great point that life becomes a lot easier if we just simplify it in his post: Happiness is everything: Saving Money and Buying Time. The Green Option That Saves You Money: Paper Magazines vs Digital. Small salary and high cost of living?

Fridays 187

Fridays Budget Budgeting New Cars 187

Family Balance Sheet

JUNE 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Our monthly goal for Christmas savings is $100.

June 100

June Club Christmas Goals 100

Prairie Eco-Thrifter

MAY 21, 2012

But did you know that Pinterest is also a fantastic resource for saving money? Whether you’re spending minutes or hours pinning photos of your favorite meals, outfits or vacation destinations, there is a wealth of money-saving knowledge floating around on those boards. Has it helped you save money? If so, how?

Money 188

Money DIY Saving Money Saving 188

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Our monthly goal for Christmas savings is $100.

August 100

August Club Christmas Goals 100

Koupon Karen

FEBRUARY 28, 2024

Whether for birthdays, holidays, or knocking out weekly shopping, finding ways to save money without compromising treats and essentials offers welcome budget alleviation. Exclusivity keeps motivation high for perpetual deal hunting too. Retail codes aid fashion experimentation on a budget removing barriers inhibiting curiosity!

Discount 40

Discount Finds Codes Used 40

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Her 2017 goal is to save $20,000 in cash. Elle and her husband paid off a car loan and saved cash for their next car.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

AUGUST 7, 2012

To do this, you really do need to have a budget. So bite the bullet and sit down to create an effective personal and household budget. With your budget in place, it becomes so much easier to control your day-to day finances. With your budget in place, it becomes so much easier to control your day-to day finances.

Financial Goals 213

Financial Goals Goals Making Simple 213

Prairie Eco-Thrifter

JULY 28, 2014

Updating spreadsheets, learning new savings and investment strategies, and watching my net worth grow over time became increasingly exciting. Find something to motivate you into becoming financially literate. Another word for that roadmap is a budget. You can do this with any goal, no matter how crazy big or far off it is.

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

NOVEMBER 8, 2012

I’m not much into budgeting. It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. It’s a lot like a budget, and many people have told me they think that it’s a budget. Let’s consult the budget.

Emergency Fund 202

Emergency Fund Budget Budgeting Psychology 202

Family Balance Sheet

JANUARY 26, 2016

Finally, we are able to see the light at the end of the tunnel and are more motivated than ever to pay off these final two loans. We have a retirement to plan , our daughters’ college to save for, and many places to visit. We will continue to save for travel and it is already part of our budget. Home Projects.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JUNE 11, 2014

Our plan is going to take us several years and I think celebrating will motivate us when the going gets long and tough. Today I am proud to say that we have completed our second step : Increase business emergency savings to a specific number. By summer 2013, our savings was at an uncomfortable level.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

AUGUST 4, 2014

This motivated Jon to not ever feel like he had to keep working at a job that he was clearly overwhelmed by just because he couldn’t afford to do anything else. We found that we could save more than $100 every month just by going to an off brand. How often do you and your spouse discuss your finances/budget/spending?

Debt Free 243

Debt Free Debt Goals Student 243

Prairie Eco-Thrifter

AUGUST 25, 2014

As a huge bonus, cooking together saves money rather than eating out. Make a Budget, Review Your Budget or Review Your Spending. If you don’t already have a budget, make one! J likes to chop, and it’s my personal least favorite part of cooking, so he chops, I measure and stir and season.

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Prairie Eco-Thrifter

JULY 11, 2013

Before you get caught up in trying to throw and over the top party, check out Mr.CBB’s tips to spend less and have a kid’s birthday parties on a budget at Canadian Budget Binder. Are you struggling to find motivation with your financial goals? How To Drive Green And Save On Gas Mileage. It May Not Matter.

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

JANUARY 4, 2016

I’ll continue to offer money saving tips, ideas, strategies and recipes like I always have, along with some new themes that I will be focusing on. And to stay motivated, I want to continue to share the successes of others with more Debt Free Stories. Grocery Savings Strategies. My Themes for 2016: 1. Family Office Manager.

2016 100

2016 Money Financial Goals Debt 100

Prairie Eco-Thrifter

JANUARY 19, 2011

Saving money has always been important in our household so we have learned some great tips over the years on how to do just that. Here are 10 quick tricks you can use to start maximizing your money and saving more. You need to be open to change and researching where you can save money. Remember, a penny saved is a penny earned.

Saving Money 124

Saving Money Money Insurance Bills 124

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense. Bank Your Savings.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

JUNE 19, 2013

Parents who object to paying for grades feel that their students are expected to study hard and shouldn’t have to be motivated by money to do so. In fact, some studies, done long ago and outside the family environment show that rewards (of any kind) for work done may actually hurt intrinsic motivation. First The Cons.

Parenting 210

Parenting Kids and Family Student Motivation 210

Family Balance Sheet

JULY 22, 2015

After putting together a budget, it took us 18 months to pay off all of that debt! Seeing that number was motivation enough to start making some drastic changes. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. What inspired you to get debt free? Get started today.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 1, 2015

I’ll continue to offer additional money saving tips, ideas, strategies and recipes like I always have, but I have some new themes that I will be starting next week. In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. Weekly Meals on a Budget.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

FEBRUARY 18, 2015

In my roles as a motivational storyteller, engaging Amazon Top 100 author, and Internet radio show host, I am passionate about motivating, encouraging, and inspiring people overcome their obstacles to become their greatest selves. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 100

Debt Debt Free Finance Goals 100