Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

OCTOBER 6, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Thanks for supporting Family Balance Sheet. Welcome to 31 Days to Organize Your Finances. S – specific. M – measurable. A – achievable and agreed upon.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How often do you and your spouse discuss your finances/budget/spending? So I take the clothing or grocery budget and stretch it as far as I can. To pay off our home early.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JANUARY 20, 2017

When we added my grad school loans to our other debts and our regular. strict budget. towards our debt. Little by little, we paid off each loan before moving. towards debt. We committed to using a cash budget, and we talked daily at. loan was paid off and we had that much extra to go towards the second.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

AUGUST 5, 2015

My husband has always been the one who has felt the full weight of our debt. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. Was there a particular event? Which we love!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 2, 2015

We have been given money ourselves during our process of paying off debt and try to remain grateful and giving. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? How often do you and your spouse discuss your finances/budget/spending?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. My top tips to pay off your debt would be the following.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

Thanks for the honesty. Cathy Moran from Money Health Central reminds us to Make Sure There’s Life After Debt , and says, “The physical cost of getting out of debt may be more than you should pay. &#. This doesn’t mean you will always live with a cash budget, although you certainly could.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

MAY 27, 2015

There were two things that inspired us to pay off debt. I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Extra money from budgeting wisely and spending less (specific tips below).

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 22, 2020

In 2020, we still use and are thankful for Medi-share. Our monthly costs have gone up since 2017, but we’re still paying much less than we would with traditional health insurance. Home and auto expenses are two big budget categories and by keeping these expenses low, we were able to put more aside to our debts.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Motherhood Moments

FEBRUARY 7, 2023

Thankfully, people with bad credit are able to improve their credit score over time if they stick to a budget and practice responsible credit use.” Why are men more likely to think that buying a Valentine’s Day gift is worth going into credit card debt? Thanks for reading! This material comes from Motherhood Moment.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

DECEMBER 10, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. How often do you and your spouse discuss your finances/budget/spending?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. I was earning more each year and the debt I was carrying was covered each month without too much worry. Spending Audits Not Budgets – This might be a little controversial, but I tried budgeting and kept on failing.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 12, 2016

I read it in two days and I was sold on the idea of being debt free. Share the top 3 – 5 ways you found money to put towards debt. Simply doing a budget. What habits did you form while being debt free that will now stick with you for the long term? And finally, paying off debt is completely and totally possible.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

How often do you and your spouse discuss your finances/budget/spending? We do budget together EVERY SINGLE MONTH. Because each month needs a different budget based on the circumstances you’re currently in. I carry the budget envelopes in my purse, because if Barry carried them in his pockets, that would just be weirdo.

Debt Free 100

Debt Free Debt Budgeting Budget 100