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Christmas Savings Club | August September 2019

Family Balance Sheet

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

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Grocery Budget Challenge | July & August

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My budget is $450. September’s Assignments.

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Christmas Savings Club | November 2019

Family Balance Sheet

My monthly savings goal was $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I challenged myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. It became a habit.

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An Update on Medi-Share – September 2017

Family Balance Sheet

However, due to depleting the $10k we had set aside, we must now build our savings for future medical bills. Unfortunately, we can’t contribute to a health savings account, per IRS rules, but we opened up a regular savings account earmarked strictly for our medical bills.

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Christmas Savings Club | October 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

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1st Meeting of the Christmas Savings Club

Family Balance Sheet

As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Once you have a gift budget for 2013 that you are comfortable with, divide that number by eleven. That final number will be your goal to save each month between now and November 25, 2013. It's awesome. How did you do?

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Christmas Savings Club | August Meeting

Family Balance Sheet

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. September Assignments: 1. Set aside your monthly savings goal for September.

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