Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Debt load – 30%. This portion of your score reflects how much debt you carry. Strategies For Building Credit.

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Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

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Savings Corner

FEBRUARY 2, 2024

cash back on every purchase, and because it’s in the Chase Freedom family of cards, you may eventually have a variety of upgrade options. When you submit an application to rent an apartment, the landlord may look at your credit score to gauge how likely you are to pay your rent on time. The annual fee is $0, it earns 1.5%

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Prairie Eco-Thrifter

SEPTEMBER 15, 2014

My spouse and I were that young, poor couple, sloughing away at our day jobs and scrimping and saving for years to build wealth. You don’t have to contend with deciding which bill to pay or how to avoid a debt collector’s call or trying to keep the landlord off your back. Be a millionaire by midlife.

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