Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. Investments – How can you save and invest to grow wealthy?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JUNE 4, 2015

When a building in our town went into foreclosure in 2012, we considered the opportunity to own. We crunched the numbers, spoke with our accountant, and after much deliberation and negotiation, we bought the building that summer. Our business was doing well and it seemed like the right time for us to buy.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

SEPTEMBER 21, 2015

But in August 2013, our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages, our home and our business. 5 Lessons Learned When Our Finances Went Awry. Read my other Women Inspired posts here: A Goal without a Plan is just a Wish. Yep, life was good.

Finance 100

Finance Debt August 2013 100

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? You are one emergency short of losing track of your finances. Should you pay off debt or save? What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. While I was still helping my husband from home with his business, I felt like I wasn’t contributing to our finances and that drove me crazy. Implement our Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. I created it as a way to communicate our finances to my husband. Color in the blocks as you hit your goals.

Budget 130

Budget Budgeting Family Property Taxes 130

Family Balance Sheet

OCTOBER 10, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Panic no longer overcomes me.

Finance 100

Finance Property Taxes Organic Organization 100

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” Start Using Cash This is a wonderful way to save money.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

NOVEMBER 5, 2014

That inspired me to be intentional with my finances and to follow Dave’s six steps. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

FEBRUARY 11, 2016

According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. Our saving grace was the money we had saved in our emergency account. That emergency fund saved our business, our sanity, and our marriage. Create a separate savings account and call it your Emergency Fund.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Prairie Eco-Thrifter

JULY 28, 2014

Updating spreadsheets, learning new savings and investment strategies, and watching my net worth grow over time became increasingly exciting. It can be something financially prudent like starting a retirement account or something totally frivolous like saving for a vacation. It’s all about building and maintaining momentum.

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. Our personal finances are so interwoven with our small business finances that we view them as one. At times the plan felt intimidating, but it also changed the direction of our finances.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Everything changed. What got us through financially?

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

MAY 10, 2011

My goal here at PET is to bring a wide range of viewpoints and strategies to the world of personal finance, living green, saving money, and being healthy. Derek blogs at Life And My Finances. He utilizes his collegiate degree in finance to help others around the world with their personal finances.

Personal Finance 124

Personal Finance Finance United States Debt 124

Savings Corner

DECEMBER 24, 2023

They also help you set your personal financial goals to reach milestones. For instance, some people might want to buy a house soon while others are focusing on saving for retirement. Keep in mind that goals change. Whether you have one main goal or many, a financial advisor is your guide in creating and achieving those goals.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I save the points up to redeem a larger amount. They are a nice perk if you are able to pay off your balance every month, otherwise, you’re paying finance charges that most likely exceed the cashback that is earned.

April 130

April Money Credit Cards Donation 130

The Frugal Girl

DECEMBER 11, 2023

How did you get interested in saving money? As a teenager, I saved quite a bit of the money I earned babysitting and working in a dining hall. What’s the “why” behind your money-saving efforts? This allowed us to build equity pretty quickly and that benefitted us greatly when we moved in 2022.

Money 192

Money Kids and Family Frugal Parenting 192

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Confused about how much you should save and how you should go about saving it? If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. As December.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to you finances, are you doing okay, but know you could be doing better? Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. Get Specific with Goals. Define Your Weak Spots.

Money 113

Money Goals Budgeting Budget 113

Prairie Eco-Thrifter

AUGUST 23, 2011

Latisha writes about how to save, invest and build your wealth over at Financial Success for Young Adults. Her main goal is to help other students create a budget and manage their finances in a beneficial way. At PET, she will be sharing her strategies on how to invest and what steps to take to build the best portfolio.

Finance 113

Finance Education Building Pets 113

Savings Corner

DECEMBER 24, 2023

Research and choose your franchise There are a variety of types of franchises to choose from, so you’ll want to start researching to find the one that aligns best with your interests, goals and budget. A popular type of financing for those opening franchises is equipment financing. Guaranteed by the U.S.

Real Estate 52

Real Estate Buy Buying Finance 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Everyone has the opportunity and capacity to save. It could be due to the lack of discipline in handling money or savings just getting depleted easily. If you really want to, one can come up with dozens of reasons why it is so hard to save. Are you having a hard time controlling your finances? Set Financial Goals.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

AUGUST 4, 2014

We found that we could save more than $100 every month just by going to an off brand. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We understood our priorities.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

MARCH 19, 2014

Becoming debt free became appealing and the idea of being able give more, save more and live more took my breath away. Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We used the debt snowball technique to help build momentum. If married, who initiated the debt free goal?

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. It was tricky at first.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

JULY 25, 2012

Instead of just ignoring the need to teach children how to save, consider turning it into something fun and exciting that retains the joy and fun that any childhood should include. Even if your children are very young, it can’t hurt to have a look at the best savings rates and start planning. Consider matching their funds.

Saving Money 188

Saving Money Money Kids Saving 188

Prairie Eco-Thrifter

MAY 23, 2017

The act of saving. In its simplest form, the thing that makes a person a saver is the act of saving. One of those something’s is probably going to be finding a way to never be in that situation again – which means you will learn to start saving, some how, some time. They won’t save up for it.

Making 124

Making Recession College 401K 124

Prairie Eco-Thrifter

JANUARY 17, 2013

If one of your resolutions or goals this year is to lose weight, don’t miss Well Kept Wallet’s tips for how to get paid to lose weight. Finance Fox has a question for you: Are money and success the same thing ? Will a “green” car really save you money? Check out her reflections on turning 30.

Fridays 150

Fridays Student Motivation Debt 150

Prairie Eco-Thrifter

JANUARY 3, 2012

If you fail to start thinking of your retirement plan now (regardless of how old you are), I think you will fail to achieve your goals. If you keep postponing your retirement planning, most likely you aren’t contributing any savings or money into your retirement fund (assuming you even have retirement funds). Don’t wait!

Goals 184

Goals Money Hobby At&T 184

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

My spouse and I were that young, poor couple, sloughing away at our day jobs and scrimping and saving for years to build wealth. Setting goals and reaching them continues to be enriching and satisfying to me. Managing your finances gets a lot more complex and time consuming. In doing so, many become adept at thriftiness.

Money 247

Money Grandchildren Thrifty Job Loss 247

Family Balance Sheet

AUGUST 11, 2016

And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. It’s all too much.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

MARCH 3, 2012

Guest Post Author Bio: Mary blogs at World of Finance where she strives to help people learn how to make managing their money easy. With a background in finance, she created World of Finance to build a community of people that want to turn their finances around and achieve their financial goals one step at a time.

Budget 213

Budget Budgeting Finance Desserts 213

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt? Building an emergency fund also helps enormously. Get creative.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

DECEMBER 24, 2023

A financial advisor can be a wonderful resource for getting your finances in order, offering you expert advice across a range of financial matters. A good advisor can get you to plan for what you really want and then help you realize those goals – what Henderson calls giving clients “life clarity.” “An Life clarity.”

Goals 52

Goals Work Insurance Georgia 52