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My Word for 2021

Family Balance Sheet

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. I want to INCREASE our savings and net worth. In January 2020, we had a lot of savings goals.

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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. It was tricky at first.

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Smartphone Apps That Save You Money!

Saving Cents With Sense

The rise of mobile technology has led to another, cost-effective trend: money-saving apps. Here are our top picks for smartphone apps that really will save you money. This free award-winning app offers up-to-date information on your account balances, budgeting and transactions so you can make better financial decisions.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. To kick start your emergency fund savings, take the next 31 days and challenge yourself to find $1000.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How much can you save just by cutting out non-essential spending? 5 – Brown bag your lunch.

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Take Control of Your Money in 2015

Family Balance Sheet

My husband and I make some financial goals at the start of every year. I’ll continue to offer additional money saving tips, ideas, strategies and recipes like I always have, but I have some new themes that I will be starting next week. This should start next week and my goal is to post on Fridays.

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7 Clever Ways Moms Used to Save Money

Penny Pinchin' Mom

The post 7 Clever Ways Moms Used to Save Money appeared first on Penny Pinchin' Mom. There are so many clever ways moms used to save money that our tips and tricks today pale in comparison to what they could achieve, considering how little they had to go on. Go build a treehouse in the backyard or teach your kids how to bake.