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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

We think that something is required for us to be happy or successful, when, in reality, it is a luxury that we could do very well without. We can surf the Internet, check our email, send each other images, and text with much greater ease. TVs, cable, Internet service, certain clothes, particular foods, and even some social activities.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. 3 – Reduce your monthly utility bills.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. Are you paying too much for home/auto insurance, cable, internet? If you need to work a second job, it might as well be interesting to you. The neighbor kids are doing quite well on my street. 16 – Teach your skills.