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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

We think that something is required for us to be happy or successful, when, in reality, it is a luxury that we could do very well without. TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. Unfortunately, it’s all too easy to let luxuries become needs. Is That REALLY a Need?

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. 3 – Reduce your monthly utility bills.

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Save Money – Develop Important Home Owner Skills

Prairie Eco-Thrifter

Crystal (owner of Budgeting in the Fun Stuff) wrote about how she annually contacts her cable/internet supplier to get reductions in her bill – step by step. Keeping costs under control can require persistent and recurrent contact and negotiation with the service providers. Dealing With Government Entities. Most homes have yards.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. Are you paying too much for home/auto insurance, cable, internet? If you need to work a second job, it might as well be interesting to you. The neighbor kids are doing quite well on my street. 16 – Teach your skills.

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6 Steps to Creating a Budget You Can Stick To

For the Mommas

Then, at the end of the month, you can see how well you stuck to your budget and if you need to make some adjustments. You want to include all expenditures including, but not limited to: Housing- rent, mortgage, homeowner fees, homeowner insurance, lawn care services, housekeeping services, etc. Telephone/cell phone.