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6 Steps to Creating a Budget You Can Stick To

For the Mommas

Couponing is a great start (you do use coupons, right?) You don’t have to completely cut it from your life, but it should definitely be viewed as something that you buy only when you have the money to spare, instead of it being purchased just as easily or regularly as the necessities. 6 Steps to Creating a Budget You Can Stick To.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? We feel it at our house too and this is definitely an area I need to improve. Now go through the list and really ask yourself if you use or need all of it. However, if you do use it , ask your gym if they swap volunteer hours for a free membership.