article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

article thumbnail

6 Steps to Creating a Budget You Can Stick To

For the Mommas

You don’t have to completely cut it from your life, but it should definitely be viewed as something that you buy only when you have the money to spare, instead of it being purchased just as easily or regularly as the necessities. This is where having a savings account comes in handy. Telephone/cell phone.

Budget 40